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How Can Buying a Used Car Save You Money? by Cleo Gib





How Can Buying a Used Car Save You Money? by
Article Posted: 07/29/2016
Article Views: 180
Articles Written: 12921
Word Count: 530
Article Votes: 0
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How Can Buying a Used Car Save You Money?


 
Automotive

Just because a car has been pre-owned doesn’t mean it’s a rusty piece of junk that you have to start by kicking the front bumper. Don’t look at used cars as a money pit of inevitable fixes. There are many excellent cars for sale that have only been driven a short while and have a lot of life left in them. You can even save money by buying used!

Less Interest Paid

When you initially buy a used car, you pay less than you would have paid for the same car brand new. If your payments are spread over the same number of months at the same interest rate, you will end up paying less over time for the pre-owned car. Sometimes there are deals where you can get a low or zero interest rate on a new car, but your options for how many months you can take advantage of that promotion are limited. Going with used cars for sale in Anchorage, Alaska could save you hundreds of dollars in interest over the life of the loan.

Lower or Shorter Payments

A smaller sticker price means lower payments or fewer months on your loan. If you have the cash each month to make a higher payment, then you can shorten the number of months you take to repay your car loan. If you only need to take 36 months to pay off the car, then that’s a money saver. Perhaps you don’t have a lot to pay each month, and a smaller price tag on your car will allow you to have a small payment stretched out. Buying a new car almost always means higher payments for at least 5 to 6 years.

Smaller Upfront Cost

Used cars typically cost a lot less than their brand new counterparts. Because of the lower price, you can put a smaller amount of money down towards the purchase of your car. Also, because cars depreciate over time, you may be able to get more features on your used car for a fraction of the cost were you to buy that same car new. Heated leather seats and a navigation system could be hefty add-ons for some luxury vehicles, but in a pre-owned car, they might already be there and you can catch a deal getting a high-quality, fully loaded car!

Lower Insurance Rates

Insurance companies calculate your rates based on your driving record and what kind of car you drive. With an older, used car, there is less need for gap insurance in case of an accident. If you total a used car, you likely won’t have as much to pay off had the car been driven off the lot new. Also since a used car is worth less, you don’t need as much coverage for the car itself. Perhaps you only need to think about liability insurance instead of comprehensive coverage. If you’re a safe driver, you might consider this as one way to save a little every month. Any way you look at it, used cars for sale in Anchorage, Alaska, should be on your radar as you begin your search for a reliable car.

Related Articles - Used, Cars, for, sale, in, Anchorage, Alaska,

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