Amazines Free Article Archive
www.amazines.com - Tuesday, February 19, 2019
Read about the most recent changes and happenings at Amazines.com
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Google
Subscriptions Manage Ezines
CATEGORIES
 Article Archive
 Advertising (133276)
 Advice (160791)
 Affiliate Programs (34733)
 Art and Culture (73657)
 Automotive (145588)
 Blogs (75015)
 Boating (9841)
 Books (17129)
 Buddhism (4122)
 Business (1328119)
 Business News (426299)
 Business Opportunities (366247)
 Camping (10951)
 Career (72754)
 Christianity (15838)
 Collecting (11636)
 Communication (115054)
 Computers (241956)
 Construction (38986)
 Consumer (49661)
 Cooking (17059)
 Copywriting (6567)
 Crafts (18210)
 Cuisine (7537)
 Current Affairs (20376)
 Dating (45771)
 EBooks (19684)
 E-Commerce (48191)
 Education (185157)
 Electronics (83433)
 Email (6389)
 Entertainment (159796)
 Environment (28932)
 Ezine (3038)
 Ezine Publishing (5443)
 Ezine Sites (1552)
 Family & Parenting (110891)
 Fashion & Cosmetics (196378)
 Female Entrepreneurs (11841)
 Feng Shui (130)
 Finance & Investment (310229)
 Fitness (105870)
 Food & Beverages (62832)
 Free Web Resources (7937)
 Gambling (30212)
 Gardening (25073)
 Government (10522)
 Health (629172)
 Hinduism (2203)
 Hobbies (44019)
 Home Business (91543)
 Home Improvement (251263)
 Home Repair (46110)
 Humor (4811)
 Import - Export (5447)
 Insurance (45104)
 Interior Design (29544)
 International Property (3485)
 Internet (190962)
 Internet Marketing (146294)
 Investment (22824)
 Islam (1168)
 Judaism (1357)
 Law (80454)
 Link Popularity (4592)
 Manufacturing (20825)
 Marketing (98738)
 MLM (14136)
 Motivation (18211)
 Music (26997)
 New to the Internet (9476)
 Non-Profit Organizations (4048)
 Online Shopping (129606)
 Organizing (7799)
 Party Ideas (11855)
 Pets (38083)
 Poetry (2234)
 Press Release (12668)
 Public Speaking (5620)
 Publishing (7522)
 Quotes (2407)
 Real Estate (126606)
 Recreation & Leisure (95232)
 Relationships (87441)
 Research (16155)
 Sales (80298)
 Science & Technology (110145)
 Search Engines (23445)
 Self Improvement (153074)
 Seniors (6223)
 Sexuality (35941)
 Small Business (49277)
 Software (82937)
 Spiritual (23461)
 Sports (116068)
 Tax (7658)
 Telecommuting (34076)
 Travel & Tourism (307045)
 UK Property Investment (3117)
 Video Games (13421)
 Web Traffic (11724)
 Website Design (56796)
 Website Promotion (36556)
 World News (1000+)
 Writing (35761)
Author Spotlight
ALFRED MEARS

Former English Teacher; Musician (20+ years); Freelance Writer ...more
SUNNY NASH

Sunny Nash is the award-winning American author of Bigmama Didn’t Shop At Woolworth’s, recognized by...more
ADRIAN JOELE

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
HANVEY HUANG

I'm a Chief Operated Officer from KIMKOO Mattress machinery.The pen is mightier than the sword.so I ...more
KIMBERLY MCCLOSKEY

I provide off-site administrative and creative writing support to busy professionals. I have been a ...more


The Costs of Treatment Abroad Without World Travel Insurance by Laura Jeeves





The Costs of Treatment Abroad Without World Travel Insurance by
Article Posted: 08/04/2016
Article Views: 94
Articles Written: 3526
Word Count: 619
Article Votes: 0
AddThis Social Bookmark Button

The Costs of Treatment Abroad Without World Travel Insurance


 
Travel & Tourism
Even today, more than 20% of UK travellers leave the UK on an international or intercontinental holiday or business trip without some form of world travel insurance.

A recent article from Wanderlust travel magazine has quoted some alarming statistics which show the danger of doing so.

Why Ignore Travel Insurance?

One thing that is relatively clear is that people tend to ignore travel insurance for one or more of several reasons:

• A belief that “it could never happen to me” • Cost-saving • A confusion of EHIC’s (European Health Insurance Card) scope and responsibilities.

Let’s consider each of these in turn.

In terms of “I’m too lucky to need world travel insurance”, sadly, the facts are against you. In 2015, British insurers paid out travel insurance claims to almost 500,000 policyholders. That should tell you that problems abroad aren’t the preserve of an unlucky few.

Cost-saving is, of course, a very real issue for many if not most holidaymakers. If you don’t buy travel insurance then you might save yourself a premium of perhaps £30-40, but do you like gambling? You may say you need to know the risks before answering and to clarify those, read on to see just how much cost you could be facing if your luck runs out.

The EHIC situation can be confusing.

It’s worth being clear at the outset (this does confuse some travellers) that the EHIC card has no value outside of the EU and one or two affiliated countries. So, if you’re in the USA of Thailand for example, don’t expect an EHIC card to deliver you anything. Keep in mind that medical treatment in the USA can easily run into tens or even hundreds of thousands of dollars.

If you are travelling to an EU country, remember that EHIC will ONLY cover you for emergency medical treatment on the same basis as locals citizens get it. In France, for example, local people get about 70% of their medical treatment covered by the state and 30% they pay themselves or through private medical insurance.

If you have an EHIC and need treatment in France, you could still end up with a bill for 30% of the total cost and that could be a LOT of money, unless you have world travel insurance to help cover the costs. How Expensive?

Getting back to clarifying the risk, here are some approximate costs extracted from the Wanderlust stats:

• A broken arm in Spain - £11,000 in medical bills • A heart infection and bleeding on the brain in Spain - £20,000 • 24-hours in hospital in the USA - £3,000 • Helicopter evacuation from a European ski slope - £1500 • Medical repatriation from the USA - £8000 and from Europe - £4000.

These will be, for most people, breath-taking costs if you don’t have the support of world travel insurance.

In Summary

In the UK of the early 21st century, most of us have become used to some form of free-at-source medical treatment protection.

Whatever the failings of the NHS, we won’t have experienced urgent medical treatment being refused pending confirmation of our ability to pay. We also won’t have experienced situations such as our passport and luggage being impounded after treatment until such time as all medical expenses have been settled.

That, though, is a VERY real prospect in some countries unless you can produce either the cash or evidence that you have comprehensive world travel insurance in place.

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in world travel insurance policies. Besides offering great deals on travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holidays.

Related Articles - World, travel, insurance,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.



 Author Login 
LOGIN
Register for Author Account

 

Advertiser Login

 

ADVERTISE HERE NOW!
   Limited Time $60 Offer!
   90  Days-1.5 Million Views  

 

Great Paranormal Romance

World News


STEPHEN BYE

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more
LAURA JEEVES

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
STEVE HANEY

Steve is the owner/operator of Whiskey Jack Painters, a premier painting company based out of Alma, ...more
SUSAN FRIESEN

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more
GENE MYERS

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
NAIMA ROCCA

Since Naima was a child, writing has been her passion. Influenced by her passion, she received both ...more
JAVIER VBOIX

For the time being just a newbie in the Insurance Industry but a quick learner, soon-to-be expert Ja...more
LARRY WHITTLER

Author of Wrestler/That Dog Hunts; Available at the Kindle Store ...more
STEVERT MCKENZIE

Stevert Mckenzie, Travel Enthusiast. ...more
MICHAEL BRESCIANI

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from wikipedia.org under the GNU FDL license