Opinions vary on when a car is considered a classic. Organizations such as the Classic Car Club of America (CCCA) have a certain definition of a classic car; insurance companies have another. Find out how to tell if your used vehicles in Anchorage, Alaska are classics and how that can benefit you. Age According to the CCCA, a car is only considered to be a classic if it was built between 1915 and 1948 (with a few exceptions) and is on a list of officially recognized “classic” vehicles. According to most insurance companies, however, a car only has to be 20 years old to be considered a classic. Historical Value Like any other collectors' items, the more historical value your car has, the more likely it is to be considered a classic. This is one of the primary factors the CCCA uses to determine which types of cars are classics. Informally, however, many cars made famous in the 60s, 70s, and 80s are often called classics, although it varies widely on individual opinion. Storage and Handling One thing that just about everyone can agree on is that classic cars must be handled carefully to keep them in top condition for as long as possible. They cannot be driven every day, and must be stored in a secure place. Locked and climate-controlled facilities like self-storage units are ideal. For insurance companies to recognize a classic car, the driver must also have a clean driving record, although 1 or 2 minor violations may be acceptable. Why It Matters Many people own used vehicles in Anchorage, Alaska and don’t realize that they could be considered classics by their insurance company. Classic cars are much less expensive to insure, meaning you could save a lot of money on that car that’s sitting in your garage most of the year. Remember that you have to meet all your insurance company’s requirements, so be sure to talk to an agent to find out if you qualify.
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