Amazines Free Article Archive - Wednesday, November 25, 2020
Read about the most recent changes and happenings at
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Subscriptions Manage Ezines
 Article Archive
 Advertising (133431)
 Advice (161168)
 Affiliate Programs (34757)
 Art and Culture (73748)
 Automotive (145646)
 Blogs (75212)
 Boating (9844)
 Books (17221)
 Buddhism (4128)
 Business (1329010)
 Business News (426379)
 Business Opportunities (366351)
 Camping (10967)
 Career (72751)
 Christianity (15848)
 Collecting (11638)
 Communication (115068)
 Computers (241942)
 Construction (38919)
 Consumer (49685)
 Cooking (17067)
 Copywriting (6650)
 Crafts (18205)
 Cuisine (7543)
 Current Affairs (20419)
 Dating (45889)
 EBooks (19696)
 E-Commerce (48224)
 Education (185300)
 Electronics (83506)
 Email (6407)
 Entertainment (159837)
 Environment (28927)
 Ezine (3039)
 Ezine Publishing (5451)
 Ezine Sites (1550)
 Family & Parenting (110929)
 Fashion & Cosmetics (196424)
 Female Entrepreneurs (11846)
 Feng Shui (131)
 Finance & Investment (310446)
 Fitness (106332)
 Food & Beverages (62917)
 Free Web Resources (7940)
 Gambling (30223)
 Gardening (25148)
 Government (10532)
 Health (629684)
 Hinduism (2206)
 Hobbies (44055)
 Home Business (91582)
 Home Improvement (251105)
 Home Repair (46177)
 Humor (4832)
 Import - Export (5453)
 Insurance (45105)
 Interior Design (29585)
 International Property (3485)
 Internet (191004)
 Internet Marketing (146475)
 Investment (22848)
 Islam (1167)
 Judaism (1356)
 Law (80455)
 Link Popularity (4595)
 Manufacturing (20855)
 Marketing (98994)
 MLM (14136)
 Motivation (18221)
 Music (27012)
 New to the Internet (9496)
 Non-Profit Organizations (4048)
 Online Shopping (129631)
 Organizing (7804)
 Party Ideas (11852)
 Pets (38069)
 Poetry (2234)
 Press Release (12683)
 Public Speaking (5635)
 Publishing (7528)
 Quotes (2407)
 Real Estate (126636)
 Recreation & Leisure (95396)
 Relationships (87678)
 Research (16169)
 Sales (80337)
 Science & Technology (110257)
 Search Engines (23488)
 Self Improvement (153224)
 Seniors (6236)
 Sexuality (35949)
 Small Business (49283)
 Software (83015)
 Spiritual (23475)
 Sports (116078)
 Tax (7659)
 Telecommuting (34067)
 Travel & Tourism (307859)
 UK Property Investment (3121)
 Video Games (13428)
 Web Traffic (11747)
 Website Design (56838)
 Website Promotion (36595)
 World News (1000+)
 Writing (35790)
Author Spotlight

I'm Ellisen, nice to meet you! Obviously you're here because you want to know who I am. Wel...more

Danica Evans is an experienced author and online content writer. She has done her major in psycholog...more

Pushpa Srivastava is an SEO strategist that helps online business owners figure out how to grow thei...more

Im just a man who likes to be happy and see others happy. Im into home business, sports, family, and...more

Oleg has been providing SEO, Copywriting and Content Management services for 10+ years. For the last...more

Title Loans: How to Use Them Responsibly by Andrew Stratton

Title Loans: How to Use Them Responsibly by
Article Posted: 02/11/2009
Article Views: 214
Articles Written: 5522
Word Count: 651
Article Votes: 0
AddThis Social Bookmark Button

Title Loans: How to Use Them Responsibly

Finance & Investment
Title loans are given by lenders who use your car title, also known as a pink slip, as collateral for the loan. These types of loans were created to provide quick cash for emergencies. When used irresponsibly, they can damage a person's credit even further.

When used responsibly, however, a title loan or pink slip loan can help rebuild your credit at the same time. Here are some things to keep in mind when taking a title loan. Understand the Terms

Before you enter into an agreement for a title loan, make sure that you have a complete understanding of the terms. This will help you avoid losing your pink slip to the lender and from having to pay more than the original debt.

Consider All Your Options If you have a steady income, from a job, government assistance or other means, you should consider all of your financing options like, traditional loans, credit card cash advances, payday loans, title loans, and unsecured subprime loans.

When evaluating each type of loan, try to get the one with the lowest interest rate.

Often a title loan is the best option for people with no credit or bad credit, because it is a secured loan so that interest rates are still higher than traditional loans, but are much lower than unsecured loans.

Have a Plan for Repayment Some lenders of title loans do not require proof of income or employment when approving your loan. However, it is advisable that you are well prepared to pay off the debt and are equipped with a proper repayment plan before you sign any documents.

Repay On Time, Earlier if Possible It's always good to make your payments early to avoid a late payment penalty. It will also be better if you can pay more than the minimum payment each month. Ideally, choose a company that does not charge a repayment penalty, because you can save on interest charges by paying off the debt before it's due.

The quicker a loan is paid off, the less interest, the borrower will end up paying. Some agreements will allow for interest-only monthly payments, but it is wise to make payments towards the principal every month to avoid a large balloon payment at the end of the term or face the possibility of losing your car title. Loans like this can pull you into a debt trap.

If you're the kind of person, who has a hard time paying bills on time or remembering when your payments are due, you should choose a to pay with post-paid checks or direct debit from your bank account.

If you default on payments, you also face the possibility of losing the pink slip, which is when the lender initiates the process of repossessing and selling the vehicle to recover the debt.

Finding a Suitable Lender Avoid lenders with predatory lending practices designed to get you deeper in debt. Search for a reputed lender that offers flexible term options and no prepayment penalty. Also ensure that they guarantee complete confidentiality and will protect and secure your sensitive personal information to prevent identity theft.

If you understand how to use title loans responsibly and decide that it is really the best option for you, don't hesitate any longer. All you need to apply for is a clear pink slip and proof that your vehicle is paid off or nearly paid off.

Most lenders will allow you to apply for a title loan through a secure online application or by phone and let you know within minutes if you've been approved. You could have your cash in hand within hours.

Wilshire Consumer Credit is a lender that offers flexible term options and no prepayment penalty and operates in several states including Arizona. Title loans given by this lender features loan terms that work for the customer, not against. Visit to apply now.

Related Articles - title loans nm, title loans sc, title loans in south carolina,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.


Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
Please enter the code in the image:

 Author Login 
Register for Author Account


Advertiser Login


   Limited Time $60 Offer!
   90  Days-1.5 Million Views  


Great Paranormal Romance


Stevert Mckenzie, Travel Enthusiast. ...more

Demonstrated exceptional leadership in the government and private sector at an executive level. Skil...more

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more

I love to research products and write reviews only high-quality useful products. ...more

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more

Jason Ng has a huge passion for the health and fitness industry as he strongly believes that having ...more

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more

Cecilia is a professional Editor-writer (30+ years) and works on a worldwide scale. She has a profes...more

hello everyone l been on the net since 2000 and enjoy my work l work as an affiliate and also have w...more

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2020, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from under the GNU FDL license