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Real Estate: How To Purchase A Good Condo by Andrew Stratton

Real Estate: How To Purchase A Good Condo by
Article Posted: 04/30/2009
Article Views: 181
Articles Written: 5522
Word Count: 574
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Real Estate: How To Purchase A Good Condo

Real Estate
Real estate buyers often see condo purchases as appealing options these days. Not only are they affordable, they are great for first time buyers and those looking to retire from the hassles of yard work, and caring for a large home. Condominiums also tend to offer extra perks such as swimming pools, gyms and other amenities many single homes do not.

What is a Condominium?

A condo is sort of like an apartment where each unit is individually owned. The units are generally grouped together, often sharing one or more walls. Though the "unit" is owned individually, the grounds and structure of the complex is owned jointly. An association is set up by the owners with the intention of providing for the overall maintenance. Sometimes, this association is managed by an outside company for a fee, while in other instance it is run by the actual condo owners.

Association Rules and Laws

Buying a condominium,you'll be happy with takes a little research. For instance, It's essential to understand the responsibilities if the condo association before going forward with a purchase.

Knowing exactly what you will be responsible for and what obligations belong to the condo association before you buy can save a lot of headache later. Of course, sifting through and understanding the association's rules and by-laws before the purchase can be a headache. Hiring a good real estate attorney to clarify the association's laws may be helpful

The Dues of the Association

Some associations charge minimal fees, but there are others that charge much higher dues since they provide more extensively for all the needs of the building. Always enquire the amount of the fees and how often they are paid. Before you sign a contract, find out if the fees are subject to frequent increases. If the association fees are exorbitant the purchase is not worth it.

Renter Occupied Units

There are some associations that don't allow owners to lease their units to other tenants. They feel that renters have no real reason keep the place well maintained since they do not own the condo. Owners have more stake in maintaining their condos as well as the common areas.

If the condition of the neighboring units is an issue for you, you may want to pay attention to the renter/owner ratio. However, this ratio may not matter to you if you plan to use your unit as a vacation or rental property yourself. In that instance, you can simply concentrate on finding a complex where renting is allowed.

Financing the Purchase

Since the value of an individual condominium is extremely connected to the value of the surrounding units, you will find that appraisals for condos are stricter than those of single family units. Even if the unit you want to buy is in good condition if your lender does not find the rest of the building up to par you may not get the financing for the purchase.

Buying a condo offers a lot of benefits to those seeking more amenities with fewer headaches. Knowing a few tricks of the trade can help you purchase a unit you'll be happy to call home.

If you're looking for a new home in North Carolina and need some help from an expert in real estate, Hendersonville NC agents will guide you through the listings and financial options to purchase the home of your dreams. Visit to contact a realtor now.

Related Articles - hendersonville nc real estate, hendersonville real estate, real estate hendersonville nc,

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