Have you ever considered how important it is to get good car insurance? Do you know what a difference even the cheapest auto insurance can make? Think you will be lucky by not having a car accident? Maybe think you are going to be lucky by not having any car accident that would require you to show that you have insurance; or that you will never have any problem with your car, not even a small scratch. If you think like that, and don't even have cheap car insurance, you are completely wrong, and I might also say that you are really dumb.
Think you might save money by not having insurance?
Maybe you think that not having insurance you save a lot of money. Or maybe you believe you will be able to solve many other problems with the money that you are not using to pay for the auto insurance policy. If that's the case, you are being completely blind. How come you think that by paying auto insurance you are going to be losing money? You might realize if you think clearly enough, in a positive way, that the money that you pay to an insurance car company is money that you really save. While it's not money that you can get from the bank or money that you can use instantly to buy anything, it is money that might save you from having a big headache in the long or short term.
Bad luck happens…to everyone
Every day there are accidents everywhere, and cars are stolen. You might be a great driver, and you think you will never need personal liability insurance even when it´s required by law. But maybe someone else, for example, forgets to stop at a traffic light, and all of a sudden, you´re in the middle of a car accident! While it's true that you wouldn't be guilty in this case, if the other party doesn't have insurance and your car is completely wrecked, it would help you to have general liability insurance.
Then, your car would be replaced by a new one right away. You could get this benefit from your car insurance company if you had one. But in fact, because you don't have any car insurance, not even the simplest one, or cheapest one, you are in trouble. There is nothing to get back from any insurance company, not a new car or cash, nothing, just a big problem with the law for not having insurance.
My friends´ experience with and without insurance
Some of my best friends Raul, Tony, and Cary bought cars a few months ago and they spent a good amount of time searching the Internet for auto insurance quotes, for car insurance companies, and for liability business insurance. They tried all kinds of combinations to find free car insurance quotes in their state of residence, and finally found the best one according to their specific situation.
But my other good friend, Leo bought a car more than a year ago and at the beginning he was searching online for different car insurance quotes because he knew that car insurance prices vary among the different providers. He wanted to find cars with the cheapest auto insurance, but he thinks that car insurance companies just want to get money from everyone at any cost. Anyway, in the meantime he is driving all over the U.S.A without insurance.
Why keeping your car insurance money under the pillow is not a good idea
It is mandatory to have car insurance here in the States. You cannot put money aside, “under your pillow” so to say and just pretend that money is for your own version of car insurance, for just in case you have any problem. Let's suppose you're saving $50 every month for your "car insurance" savings account. It's very unlikely that in case of a major accident, that money will help pay for the other party damages, your damages, and the fine for not having insurance. What's going to happen is that if you need money for some other important things, you will get it from your pillow and soon enough your pillow will be empty and you will have nothing if you end up needing money for your car. That is not the way to do it!
Searching online is the way to go
The best way to get auto insurance is by searching the Internet for terms like: “auto insurance rates”, “auto insurance cars quote” and “auto insurance comparisons”. The websites you will find will give you many choices, and you will have an idea what the prices are like. Even if you don't have time to sit by a computer, you can surf the web from your smartphone. It should be easy, fast and safe. To make it easier for you, you can find more information about liability auto insurance here at gotogoinsurance.net
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