Being an adult is liberating: You get to live on your terms and define the important things in your life for yourself. This also means having to keep yourself from getting into financial or other types of trouble. When you own expensive things like a house and car, keeping regular maintenance schedules can prevent you from having large bills later on. Emergency savings accounts can prevent you from having to pay surprise bills on things like Lexus repair in Roswell. If you're socking money away, here are the 3 accounts you should have.
Houses are a big responsibility for many reasons. Chief among them is the potential for things to break and need to be fixed. Furnaces, fencing, water heaters, and air conditioners are all complex machines that provide essential services. When you need to replace a furnace, for example, you'll have to spend thousands of dollars to get a new one. Keeping a savings account for regular home maintenance can actually save you in the long run because it will prevent the need for whole new machines.
Health care costs are going up each year. Even if you have insurance, it's a good idea to have an account that can pay for your copays and costs that insurance isn't going to cover. If you break a leg, you'll need office visits, X-rays, and other procedures that will increase your costs. Save for the rainy day when you slip and hurt yourself!
Car Repairs and Maintenance
When you have a beloved car, especially a luxury vehicle, the routine maintenance and unforeseen fixes can hurt your budget. Routine fluid changes, tire rotations, and hose checks can add up. If you need more extensive Mercedes, Audi, or Lexus repair in Roswell, you'll expect to dip into your trusty savings account, as great quality cars deserve to be fixed right. With accounts for these situations, you can be sure that you won't be caught without funds.
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