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Showing 1 to 25 of 121 Articles matching 'saginaw' in related articles.
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1. Prevent the Notorious Smash and Grab: Three Tips for Keeping Your Jewelry Store Safe
April 28, 2015

While any jewelry store owner or operator is aware of the inherent risks involved with keeping your business safe when you deal in such valuable merchandise, many smaller businesses are not always prepared to defend against a robbery. Incidents of "smash and grabs" - robberies in which the thief in question smashes the glass of your windows or display cases to make off with store merchandise - have frequented newspapers for years, and these thefts are constant causes for concern. Alarm systems and safes can help deter some of these incidents, but there are a number of other important measures ... (read more)

Author: Andrew Stratton

2. Classic Songs that Should Be Used in Commercials for Jewelry Stores
April 28, 2015

Here are five classic chart toppers that could be used in television commercials for jewelry stores and some interesting background stories about each. Band of Gold - Freda Payne (1970) This song is about a young and inexperienced woman who scared her husband away on their wedding night after becoming overly frigid. The song, which was missing several verses after being edited for time, accidentally became a huge hit in the gay community. This was because the verse that was eliminated explained the events leading up to a wedding night that didn't happen. Barring that portion of the n... (read more)

Author: Andrew Stratton

3. Finding the Right Doctors for the Job
March 12, 2015

Today's healthcare system can present unique and interesting challenges for the average citizen. Figuring out which physicians are covered by your insurance plan, how much coverage is provided, and other factors can often become a confusing, jumbled mess. When you are in need of a specialist, this challenge becomes even more difficult. No matter where you are in the country, here are a few suggestions for improving your search. Before beginning your search for physicians, the first thing to remember is that your insurance company will only cover certain treatments at certain hospitals. To... (read more)

Author: Andrea Avery

4. Find the Perfect Necklace for Your Neckline When Shopping at Jewelry Stores
February 16, 2015

Accessories can make or break an outfit, and a necklace is usually the perfect finishing touch because it keeps the focus where you want it -- right near your face. But with so many types of necklaces to choose from at your local jewelry stores, it can be tough to pick the right one. Matching your necklace to your neckline usually offers the most flattering look, so it helps to know what combinations work and which don't. Scoop Neck A scoop neck shirt or dress offers plenty of room for a bold statement necklace. Try a necklace that features multiple strands or an over-sized pendant f... (read more)

Author: Andrew Stratton

5. Answer These 6 Questions Before Visiting Car Dealers
February 04, 2015

As you prepare to visit car dealers in search of your next purchase, first seek out the answers to the following questions. You can avoid embarrassment and obstacles prior to your exchange. 1. What is your credit score? Knowing what shape your credit history is in will determine whether or not buying a vehicle is even an option for you. You can order a current online report from one of the nation's many major reporting agencies. An unfavorable score is not an automatic denial, but you will probably be required to pay more money. Being armed with this information is a huge step in neg... (read more)

Author: Ace Abbey

6. A Guide to Understanding Your Emergency Care Health Coverage
January 27, 2015

The inception of the Affordable Care Act, otherwise known as the ACA, means more Americans have access to health insurance and emergency care coverage than ever before. Unfortunately, understanding your benefits can be complex. Whether your insurance is provided through an employer, through the ACA Marketplace, or through another source, understanding your benefits can be complex. What's more, no one wants to worry about what services are covered, should you ever need access to emergency care. Visits to the hospital can be expensive, and while no one in need of medical assistance can be turned... (read more)

Author: Andrea Avery

7. Choosing Credit Unions
July 15, 2014

Many people have been looking for local banking alternatives in their hometown. Credit unions are a great choice. A credit union is different from a bank for many important reasons. We will go over the essentials so that you can make the right financial decision. To start, when you use a bank, you are a customer, not a shareholder. The goal of every corporate bank is to make as much money as possible for their shareholders. Stockholders are the central motivation. A CU is different. They are a not-for-profit institution that aims to provide profits to the members. When you utilize this k... (read more)

Author: Alfred Ardis

8. Banks Respond to Consumer Demands with New Checking Account Options
July 15, 2014

Opening a checking account is one of the first experiences people have with a bank. People realize early on that they need a safe place to keep their money, and a secure way to spend it. The alternative is collecting piles of cash, which cannot be traced if you are robbed, cannot be used for online transactions, and should not be put in the mail. Bank accounts have come a long way from the basic account your parents had, which might have included a checkbook and bank access during business hours. Now, even as some banks are offering less for more, others are working hard to offer services matc... (read more)

Author: Alfred Ardis

9. What Should You Know About Windows?
May 12, 2014

Windows can change the way your home looks on the outside and on the inside. They can also save you money and improve the functionality of your home. The very first windows were simply holes in walls. As technology improved, they began to be more than holes in walls and also began to function to protect the inhabitants of houses from the elements and to allow light to enter their dwellings. Eventually glass was developed as a way to cover them while letting light shine through into the abode. One type of window is the casement. It is hinged on either the right or left side and opens ... (read more)

Author: Aaliyah Arthur

10. Nine Interesting Facts About Credit Unions
May 12, 2014

You may have already heard about the great benefits of using credit unions over big banks--such as lower interest rates and fewer fees--but did you know these interesting facts about the community-focused institutions? 1. These financial institutions originated in Europe after German economist Herman Schulze-Delitzsch, and German mayor Freidrich Wilhelm Raiffeisen observed the torment of farmers who were ruined by drought and indebted to unscrupulous loan sharks. They envisioned loans specifically for those without much collateral, like farmers. 2. More than 70 percent of Ireland's ... (read more)

Author: Alfred Ardis

11. A Brief Comparison of the National Big Bank and Local Credit Union
May 07, 2014

In 2011, two of the United States' largest banks threatened to levy a $5 monthly fee on their customers for using debit cards. Ever since that time, big bank customers have slowly been switching the funds from national banks to a local credit union. Have you considered this action? If you're not quite convinced yet, let's compare the two options. There are advantages and disadvantages to each: Access to Funds The majority of banks in America are national chains. You can find a local branch and ATM just about anywhere you travel. This makes withdrawing or depositing funds effortless, ... (read more)

Author: Alfred Ardis

12. Why Choose Credit Unions Over Traditional Banks
May 02, 2014

Credit unions are often misunderstood. Many people think they are exclusive establishments that are off limits to the general public or have special rules for banking. Though sometimes it can be difficult to get accepted to bank at a credit union, many simply require that you have a relationship with another member. Credit unions, for the most part, give their customers the same experience as traditional banks, expect for a few perks. Here are a few benefits of choosing a credit union over a traditional bank: Lower Interest Rates Credit unions are non-profit and do not pay feder... (read more)

Author: Alfred Ardis

13. Differences Between Banks and Credit Unions
February 27, 2014

Most people don't notice the differences between banks and credit unions. However, as an educated client looking for great deals, you must know how the two institutions differ. Credit unions are owned by the customers or members. This is different than banks where the customers are just that, customers. These institutions are owned by shareholders who expect a good financial performance from the management every year. Credit unions are nonprofit firms that endeavor for good services over profits. This does not mean that credit unions are charity organizations. These organizations mu... (read more)

Author: Andrew Stratton

14. Why Do You Need A Checking Account?
February 21, 2014

If you are tired of paying fees, overdraft charges, and struggling to get to your local branch on time to make a deposit, you may be asking yourself - do I really need a checking account? While you may not absolutely need one, many people still consider them to be essential. So why don't you just keep your bank in a safe under the bed? Why should you give all of your money you have earned over to a bank? There are a variety of simple reasons why you should hang on to your checking account. One of the most obvious reasons to have a checking account is for the security it provides. While st... (read more)

Author: Andrew Stratton

15. What Benefits Do Credit Unions Have Over Banks?
February 20, 2014

If you are looking for a different way to take advantage of financial services, you may be thinking about alternatives to traditional commercial banks such as credit unions. Though these financial institutions offer many of the same services that banks provide, they are actually quite different. They offer a variety of fantastic benefits to both borrowers and people who have accounts, including better customer service and dedication to their members. Credit unions that offer many services similar to banks. They provide members with checking accounts, savings accounts, access to ATMs via d... (read more)

Author: Alfred Ardis

16. What You Need To Know About Credit Unions
January 21, 2014

If you have been using a traditional corporate bank to store your money and utilize other financial services, you may be tired of dealing with fees and dealing with a business that is more concerned about making profits than customer service. Fortunately, there is an alternative. Credit unions offer many of the same services offered by traditional banks, but they operate entirely different than banks do. If you have always wondered about how these two organizations differ from each other, and are considering making a switch there are a few things to know. Credit unions offer essentially t... (read more)

Author: Alfred Ardis

17. Why You Should Join a Credit Union
January 21, 2014

If you are growing more and more frustrated by the corporate banking system, you are not alone. Whether you are fed up with fees, overdraft charges, or you are unsettled by the idea of who is in control of your money, you should know that you have an alternative. A credit union can offer you many of the same services that are offered by banks, but they are run completely differently. There are a variety of reasons why people all over the country are turning to these alternative financial institutions, and you can too. So what are the main differences between these two financial institutio... (read more)

Author: Alfred Ardis

18. Banks and Managing Your Accounts
January 20, 2014

At some point in our lives, we all need banks for some reason. If you have the good fortune of having a free checking account, it is not because the institution was feeling nice the day you signed up. It is because they need you as a customer to make money, so they can offer you free stuff to lure you in. There was a time, not too long ago, when banks and other financial institutions could offer you accounts with high yielding interest rates so that you could make a little money on your deposit monthly. It all goes back to how the system is supposed to work. Because these lending institu... (read more)

Author: Alfred Ardis

19. Credit Unions Vs. Banks: What's The Difference?
January 17, 2014

Unless you keep your money in a safe or under your mattress, you are probably familiar with the concept of a checking account. If you are like most people, you probably use a bank to store your money. Although banks offer a great way to keep you money safe, borrow money, and use services like debit cards and ATMs to easily access your money, you may not realize that credit unions offer many of the same services. Some people prefer using these community-based financial institutions for a variety of reasons. Credit unions and banks offer many of the same financial services. They both offer ... (read more)

Author: Alfred Ardis

20. The Advantages of Credit Unions Over Traditional Banks
January 16, 2014

If you are frustrating by the corporate banking system in the United States, you are not alone. People all over the country have become disillusioned by the traditional financial system in America. Many banks are driven by corporate interests, and are more concerned about putting money into the pockets of its shareholders than providing quality service to its customers. If you still want the services and convenience provided by banks, but you don't want to deal with the pitfalls of the traditional banking system, there is an alternative. Credit unions offer the same services that banks of... (read more)

Author: Andrew Stratton

21. Visit A Hobby Shop, Pick Up A New Pastime
January 14, 2014

Many people who spend time putting together replica models of classic planes, locomotives, and automobiles will tell you there is nothing quite so therapeutic and relaxing as an afternoon spent building something new. You are doing something constructive with your hands, and the finished product looks like something out of a museum or a history textbook. Visit a local hobby shop if you'd like to meet model project enthusiasts and learn more about taking up this pastime. Once you get familiar with the proprietors of a store like this, you will probably find them to be very helpful when it comes... (read more)

Author: Andrew Stratton

22. What's Worth Knowing About Credit Unions
December 30, 2013

If you are trying to decide where to place your money for safekeeping, banks are not your only option. Turn your attention to what credit unions have to offer their customers. Why should you look to this option for your banking needs? These establishments have three aims in mind. They encourage and support their members to save money on a regular basis. They also provide low interest rates loans for their customers, and they assist their members who are in need of financial assistance and advice. Credit unions are different than banks in that they act in the best interests of every o... (read more)

Author: Andrew Stratton

23. What To Look For in a Roofing Company
December 19, 2013

Whether you are having a new roof installed on your new construction project, or you just need a few repairs done to your current structure, hiring a reliable roofing company is a necessity. With so many options to choose from, you may not know where to begin. Before you hire a contractor, there are a few things you need to look for. First, you need to be sure that you are hiring a roofing company that is local. If a company continually works in the same area, they will care more about having a good reputation. You can do a simple background check on your own. Ensure that the company has a... (read more)

Author: Antoinette Ayana

24. How to Make the Most of Your Checking Account
December 17, 2013

If you're like most people, you probably have a checking account. However, you might not be getting the most out of this common asset. These accounts can help you easily access your money and do a better job of managing it. This will hold you accountable for the purchases you make and help you be more responsible with your finances. All you have to do is keep a few simple tips in mind. You should try to use a debit card as much as possible. These allow you to access your checking account quickly and securely without the need to carry around cash or checks. You can use your debit card at ... (read more)

Author: Alfred Ardis

25. Credit Unions Offer Great Rates On Car Loans
December 13, 2013

There are a lot of different reasons why you might want to get yourself affiliated with a credit union in your area. One major reason a lot of people take their banking business to credit unions is because these institutions can offer really great rates on car loans. Applying for financing can seem a little daunting at times. You might be worried that your credit is not quite up to par. If that is not necessarily an issue, there are still the sizable payments to make allowances for every month. Luckily, the financial advisors at credit unions are more than willing to work with people in all so... (read more)

Author: Alfred Ardis

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