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Search Results - teacher loan forgiveness

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Showing 1 to 9 of 9 Articles matching 'teacher loan forgiveness' in related articles.
Pages: 1

1. Student Loan Help With College Costs and Repayment Opportunities
October 31, 2013

Direct Loans are what the Department of Education offers for federal student loan help in affording the expensive cost of a college education. Most financial advisers would recommend that both student and parent apply for the most help through the federal government prior to using private lenders. The government offers lower interest rates for their loans and benefits to repayment plans. *Direct Subsidized Loans are given to undergraduates. The amount given is based on year in school and financial need. Subsidized loans will have the interest charges taken care of by the government while th... (read more)

Author: Holly Petherbridge

2. 'Lower My Student Loan' With The Best Federal Relief Plan
October 29, 2013

If you have been struggling to pay your monthly student loan bills year after year, but have now gotten to the point of frustration, you can 'lower my student loan' without hurting your credit. Maybe you were too proud to ask for help or maybe you just didn't know you could ask for help. The federal government has payment relief options available for eligible loans. They are not charity. Qualifying for a student loan relief plan is an opportunity for everyday people to pay off their debt while limiting the strain on their working budget. Too often, we hear about people who give up on repayi... (read more)

Author: Holly Petherbridge

3. Student Loan Help: Available to Obtain and Repay Loans
October 17, 2013

Oftentimes, federal student loan help is thought of as the ticket to get through college. What needs to be addressed is the fact that the money given out by the government is not guaranteed to anyone who applies. What is guaranteed is the debt relief afterward for those who are eligible. There always seems to be a catch. You have to qualify for loans as well as relief. When looking for federal loans, parents, guidance counselors and a college's financial aid office will all work to help a student connect to college loans. One of the best aspects of student loan help is that there are plenty... (read more)

Author: Holly Petherbridge

4. Student Loan Debt Relief: Federal Benefits Rescue Potential Problems
October 15, 2013

It may shock you to know just how many people have not taken advantage of federal student loan debt relief programs. With about 20 million Americans attending college every year, is estimated that at least 60% of students use some sort of loan to afford college costs. There are about 37 million Americans with outstanding student loan debt and at least 14% of these people have one or more loan payments past due. Since federal student loans are accompanied with payment benefits, it is important to spread the word and motivate people to apply for debt relief programs. It's tough enough to mana... (read more)

Author: Holly Petherbridge

5. Student Loan Debt Relief: Don't Miss Out On Savings
October 13, 2013

There are several ways to qualify for income-based student loan debt relief when federal loans are used to pay for college. Depending on the type of loan, your income and family size you may find the perfect plan to bring debt relief upon your finances. The relief potential is significant enough to change the direction of financial matters for families at any debt level. Income-based repayment programs will the income from the previous year along with family size to calculate a percentage of discretionary income as the loan payment. An earlier repayment plan will use only 15% of this discre... (read more)

Author: Holly Petherbridge

6. Student Loan Help: Complex Repayment Programs Will Bring Relief
October 05, 2013

People looking for federal student loan help are often seeking lower monthly payments. With student debt figures topping credit card debt, it is no wonder there are so many households needing assistance. Just like any other debt, it is important to stay current on payments while covering all other living costs. Some people tend to avoid college debt when instead - they could take advantage of federal student loan repayment plans. Standard Repayment Plan This plan carries less interest than other plans; the minimum possible payment is $50 per month up to 10 years. All Direct Loans and Fed... (read more)

Author: Holly Petherbridge

7. Teacher Loan Forgiveness: Bringing Relief to Many Household Budgets
October 02, 2013

Federal relief programs include teacher loan forgiveness plans to help offset the cost of student loan debt. In many areas of the U.S., a teacher's salary is enough to keep the household running, but with student loan debt, the budget will often have a tough time affording the large debt payments. There are many teachers who have to take on second jobs or leave the profession all together to obtain a larger salary paying position in order to make ends meet. Where many school districts expect applicants to have earned their Master's degree, six years of college tuition and expenses is a heav... (read more)

Author: Holly Petherbridge

8. Student Loan Consolidation: Federal Interest Hike Sparked Growing Need
September 25, 2013

Now that the interest rate has doubled for those taking out new student loans, it has those with current bills seriously considering student loan consolidation programs. The fear for many was based on not understanding what the July 1 rate doubling meant. the panic of double interest coming in the mail was felt by many. For those with outstanding loans, there is no need to fear the new rates. The higher interest will only affect student loans approved after July 1. The rates will only affect government backed loans, the last of the loans to be at a higher interest rate. Private student loan... (read more)

Author: Holly Petherbridge

9. Student Loan Help: A Small Cost May Be Worth Your Stress
September 21, 2013

The need for student loan help is not only for college graduates. There are many students who failed to finish their degree. Whether students drop out or change their life course student loans will begin as soon as the grace period is over. For those students who finish school, the student loan grace period typically begins 6 months after graduation. For those students who do not finish, the six months begin after they stop their education. On a good note, since schooling was not finished, there may be less debt to deal with. Without the income to afford monthly loan payments, student loan ... (read more)

Author: Holly Petherbridge

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