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| Articles by Ethel Wilson |
1. Credit FAQ
April 07, 2013
Understanding the basics of using credit along with what comprises your creditworthiness is essential to many aspects of your financial future. Here are some answers to credit FAQ or frequently asked questions. 1. What is listed on a credit report?
A common credit FAQ regards what type of ...
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2. Information Required to File For Chapter 7 Bankruptcy
April 05, 2013
Chapter 7 bankruptcy rules have become much more complicated in recent years. The Bankruptcy Abuse Prevention and Consumer Protection Act, signed into law in 2005, strengthened existing laws and created some new Chapter 7 bankruptcy rules.
It is a good idea to understand just what this type ...
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3. Credit Reporting Agencies - The Big Three
April 05, 2013
In the United States, dozens of credit reporting agencies keep track of whether we pay our bills as agreed. However, most people only need to concern themselves with 3 credit reports from Equifax, Experian, and TransUnion. Virtually all potential lenders and landlords will check one or more of these...
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4. Bankruptcy in Texas FAQ
April 03, 2013
Bankruptcy in Texas Options What are my bankruptcy in Texas options? If you cannot pay your bills on time and have lived in the state for at least six months, then you can pursue filing bankruptcy in Texas. Most people declaring bankruptcy choose either Chapter 7 or Chapter 13. Chapter 7 bankrupt...
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5. California Bankruptcy Basics
April 03, 2013
What is California Bankruptcy?
Most people who file a California bankruptcy case choose Chapter 7 debt liquidation or court-supervised debt repayment under Chapter 13. If you must declare a California bankruptcy, you need to have lived in the Golden State for at least 180 days. You do not ha...
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6. 3 Credit Reports FAQ
April 02, 2013
What Are the 3 Credit Reports?
In the United States, the common phrase "3 credit reports" refers to Equifax, Experian, and TransUnion. These are the three main credit reporting agencies that maintain records on whether adults are paying all of their bills on time.
Am I Entitled to Fr...
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7. 3 Secrets to Finding Great Balance Transfer Deals Even Without an 800 Credit Score
April 02, 2013
credit score ratings for over 12 years. With an extensive background in the banking, credit scores and financial industry, she now shares the best of her credit score information as a contributor and editor of http://www.creditscoreresource.com ">After Valentine’s Day and other famous winter ho...
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8. Will Filing A Lawsuit Impact My Credit Score?
April 02, 2013
Filing a lawsuit will not immediately impact your credit score and does not require the assistance of an attorney, though in some cases you will want to secure the help of a qualified lawyer. Before filing a lawsuit, you must make sure your case has validity. Suing another person just to cause troub...
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9. How to Maximize Your Chances of Success When Applying For Second Chance Loans
April 02, 2013
If you've had a history of serious credit problems such as late credit card payments or bankruptcy, then you are considered a "high risk" when it comes to getting any type of new accounts. Keeping a positive attitude and maintaining patience and flexibility are essential emotional assets when it com...
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10. Are There Debt Cures Other Than Bankruptcy?
March 31, 2013
credit score ratings for over 12 years. With an extensive background in the banking, credit scores and financial industry, she now shares the best of her credit score information as a contributor and editor of http://www.creditscoreresource.com
">You can find debt cures for even the most...
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SHALINI MITTAL
A postgraduate in Fashion Technology. Shalini is a writer at heart! Writing for her is an expression...more
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ADRIAN JOELE
I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
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JAMES KENNY
James is a Research Enthusiast that focuses on the understanding of how things work and can be impro...more
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Author: Ethel Wilson
