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Author: Mike Smith
Company: Brushfire Marketing Solutions
Region: Ontario, Canada
Website: www.brushfiredesign.ca
Author Comment / Biography:
I am from Toronto, Ontario.
I majored in Enlgish at university and have been an avid researching and article writer for the real estate, as well as the mortgage industries.
I plan on sharing many relevant and unique articles focusing on these industries for the amazines readership base.
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| Articles by Mike Smith |
1. Canada Raising the Bar on Home Inspections
January 31, 2013
Aside from British Columbia and Alberta, very few markets across Canada have any standards for home inspectors in place. When so many Canadians are relying on these to buy and sell homes (80% of Canadians surveyed in a CBC poll recently), shouldn’t there be a unified standard, a licensing and certif...
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2. To Rent or to Buy?
January 31, 2013
It’s every potential homeowner’s choice: should you rent or should you buy? In the best Canadian markets it can be hard to find a place to rent – most end up trying to buy. But what if you move around a lot, what if you have a flex job that carries you all over Canada and you’re just not ready to co...
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3. Stronger Mortgage Outlook for 2013?
January 31, 2013
While 2012 has been a bit up and down for brokers across Canada, 2013 is shaping up to bash all the doom and gloom predictions, especially when it comes to second mortgages. While debts remain high across the board, equity does as well and many are looking to cash in on their hard work to dig themse...
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4. Homebuilding Slowing Down
December 29, 2012
Buyers in Canada are more interested in resale homes and condos for now, but home builders believe that they’ll continue working at a moderate pace through 2013. This means that bridge mortgages should stay in demand – especially for people wanting to buy second homes. The projected amount of first ...
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5. Will Housing Prices Keep Up with Inflation in 2013?
December 29, 2012
Most are suggesting that a huge explosion of inflation is just around the corner, but House-mageddon isn’t coming anytime soon. The worries over an American style housing crash aren’t entirely unfounded, but with the latest corrections to the mortgage rules have lessened speculation and helped preve...
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6. What is a Portable Mortgage?
December 29, 2012
Portable mortgages are a way for people to buy a home, even if they’re not going to stay in the same place for very long. For years bankers and brokers have both told people to abide by the eight year rule; if you’re going to stay in the same area for eight years or more you should always buy a hous...
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7. More Buyers and Homeowners Want Fixed Rate Mortgages
December 29, 2012
A growing trend among most Canadians is to opt for fixed rate mortgages when shopping for home equity loans. Why is this, and how can lenders keep turning a profit? When it boils down to it more and more Canadians are also paying off their mortgages five to seven years earlier than they have in the ...
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8. Closing Cost Guide for Buyers
December 29, 2012
When it comes to closing costs it can be hard to discern what’s a “real” cost and what’s padding or part of the cost of doing business. While you won’t be able to get much wiggle room with your costs, you are going to be able to gain a better understanding of how it works. It’s important to know tha...
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9. Bank of Canada Keeps Interest Rates Low
December 29, 2012
The Bank of Canada has decided to keep interest rates low, again, bringing criticism from lending circles; some think that it’s not borrowers that are the problem, but loopholes in the existing rules that let things get out of hand. Either way, rates are going to stay at stellar lows for the foresee...
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10. Real Estate Trends Turning Back to the 70s
December 29, 2012
Luckily no mirrors on the bedroom ceilings, but new real estate and renovations are turning back toward the 70s for inspiration. This means smaller homes, more energy efficient and sustainability conscious designs. Even older homes that are being retrofitted to compete in the modern market with so m...
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