1. Auto Collision Insurance: How it Works
April 05, 2013
If a vehicle is damaged in a collision or some other kind of accident, then the parts that need to get repaired or replaced can get that way under auto collision insurance. It seems to me that auto collision insurance can often be mistaken for the general car insurance that people purchase. However,...
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2. The Cost Of Drunk Driving
April 05, 2013
Now besides the obvious fact that you could kill yourself or worse someone else drunk driving can be extremely costly. Did you know that a DUI stays on your driving record for ten years in the state of California? This effects your insurance rates and it can also affect current and future employmen...
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3. Motorcycle Insurance Rating Issues
April 05, 2013
When purchasing motorcycle insurance there are a few things you should know. Most non-standard insures don’t combine motorcycle and auto which means that you will have to purchase two separate policies if your carrier is non-standard. This does not always mean that just because you have to purchase ...
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4. How To Get Affordable Auto Insurance In California
April 05, 2013
When purchasing auto insurance in California it is important that you know what you need. Some people have considerable assets and therefore need higher liability limits and may even need to purchase an umbrella. Other people such as young drivers that are getting their first auto policy on their ow...
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5. What Is an SR22 and How Does it Impact Me?
April 05, 2013
An SR 22 Is an electronic Filing with the Department of Motor Vehicles that your insurance provider files at the inception of your policy that alerts the DMV hen your policy has canceled and the DMV in Return suspends your driver’s license. Typically, a person is required to carry an SR22 filling af...
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6. What To Do After An Accident
April 05, 2013
First thing to remember when you are involved in an auto accident is never admit fault that is up to the CHP or law enforcement official to decide. You should always make sure that everyone in your car is ok. No one with neck pain or back pain should move until an ambulance arrives if it is a seriou...
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7. Black Ice and Auto Insurance
April 05, 2013
Road hazards can be avoided if you know what to look for so let’s go over a few. One major road hazard in California is black ice. Black ice is formed when puddles of sitting water are frozen when the temperature drops below 32 degrees. Black ice is completely invisible and is only detected when you...
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8. California's Department Of Motor Vehicles
April 05, 2013
Did you know that driving is a privilege not a right which is why the department of motor vehicles can take away your driving privilege pretty much on a whim. It seems to me that each Department Of Motor Vehicles employee pretty much does what they want. For instance, say Freddy gets a DUI in which ...
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9. Why You Need Insurance
April 05, 2013
When you purchase insurance, you are protecting your personal assets and your livelihood. Did you know that if you are in at fault accident you are responsible for the other person’s medical bills and property damage to their vehicle or other personal property damaged due to the accident. If you do ...
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10. Pay Less for Good Coverage
April 05, 2013
A lot of car owners and insurance customers decide not to go beyond the minimal insurance coverage that they need and that is mandated by the state that they live in. However, it is definitely an advisable thing to do to find affordable comprehensive and collision insurance to add to your insurance ...
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