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Author: Holly Petherbridge

Company: Spotya.com

Website: www.spotya.com

Memorable Quote 1: That which does not kill us makes us stronger.

Memorable Quote 2: God continues to work miracles in my life.

Author Comment / Biography:
As an elementary teacher, I had always encouraged my students to write more. I find myself falling back on my own teaching techniques to share what I know about building and rebuilding personal finances.

Displaying 1 to 10 of 1161 articles Next >
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 Articles by Holly Petherbridge 
1. 7 Discussion Points to Address Budget Change With A Spendaholic
April 10, 2014

How do you go about changing a spendaholic's ways? If you have come to realize how money habits are negatively affecting the household budget, the biggest hurdle is over. Acceptance is a difficult part of the task to improve money matters. If it is your partner's bad habits that are creating a probl...

2. 5 Questions to Ask Before You Try for a Payday Loan
April 09, 2014

Being able to apply for an online payday loan advance and pay it back properly are two different stepping stones. Not everyone gets approved for the fast cash loans. With that said, it is also true that not everyone who gets a loan can actually pay it back on time. The added cost to loan extensions ...

3. Is Bad Credit Keeping You Attached to Payday Loan Money?
April 06, 2014

Do you know what is important to you? Many of us get trapped into thinking that we need so much when in reality much of it is unimportant. What we thought we couldn't live without ends up in the back of the closet or in the garage waiting to giveaway or sell. How many payday loans online were used i...

4. 5 Steps to Payday Loan Payoff Success
April 04, 2014

Struggling to pay off your payday loan lender? Are you making excuses as to why you cannot pay? You can say "I can't" all day but it won't change the end results. You need to pay back your loan to keep more trouble out of your finances. It is important to accept the debt, be realistic as to how you ...

5. Control You Savings With Automatic Transfers
April 04, 2014

Are you ready to break bad money habits? Some spending habits are easier than others to break and then re- build. One of the hardest habits to build is a saving one. As you cut back on spending, you should allocate the extra cash towards a savings account. It doesn't happen without effort, but you c...

6. 11 Personal Finance Steps for Those Pushing 40
April 01, 2014

By the time the average person reaches the age of 40, there have been significant milestones reached. Most are homeowners, have a career, married and had their children. At this point, they are definitely thinking about the future decades in life. To be more specific, personal finances.

Emerge...

7. What Drove Cash Advance Loans Into Middle-Income Earner Households?
April 01, 2014

The struggle to find emergency money has helped to evolve the cash advance industry into a booming business. Direct lenders began to stretch their customer base by offering online loans. They didn't stop there. New terms and conditions to blend a short-term loan with installment loans reached out to...

8. Budget Tip For Graduates: Look Ahead When Managing Debt
March 31, 2014

Young graduates are not looking to get stuck with bed debt problems. Unfortunate, many are. Coming out of college in their early 20′s, graduates face tens of thousands of dollars' worth of student loan debt without the promise of a high paying job. How many of these same graduates fell into cr...

9. Tips to Control The Baby Budget
March 31, 2014

As families grow, so do household costs. A new baby comes into the world with a major price tag attached to the little body especially if it is the first born. Parents feel the need to have this and that and budgets get blown apart. There is a lot of planning which must be done, but there are ways t...

10. What Is An Online Cash Advance Affordability Check?
March 31, 2014

It would seem obvious that just about every applicant who applies for a cash advance online has some sort of money trouble. Is it safe to say that all people who need a fast cash advance cannot afford to get one? The answer seems clear as it is supported by endless stories of financial. On the contr...

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