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Author: Holly Petherbridge

Company: Spotya.com

Website: www.spotya.com

Memorable Quote 1: That which does not kill us makes us stronger.

Memorable Quote 2: God continues to work miracles in my life.

Author Comment / Biography:
As an elementary teacher, I had always encouraged my students to write more. I find myself falling back on my own teaching techniques to share what I know about building and rebuilding personal finances.

Displaying 1071 to 1080 of 1161 articles < Back | Next >
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 Articles by Holly Petherbridge 
1071. Are You Using Too Many Payday Loans to Keep Your Car Running?
December 08, 2012

Are you using payday loans online to help keep up with your car maintenance? A car that is always in the shop can be a budget buster. Credit cards fill up fast with mechanics' bills. Unless you know how or know someone who does, multiple trips to a mechanic in a short period of time will build debt....

1072. Keep Payday Loan Needs Away By Maintaining Your Credit Score
December 08, 2012

If the scores on your credit report are getting you turned down for credit, you may end up leaning on an online payday loan for emergency help. Unexpected costs do not ask permission to lay heavily on a budget, so there is no advance warning. Unless you have some extra cash or a savings account to h...

1073. Payday Loan Lender Default Carries Less Fallout Than From A Friend
December 07, 2012

Payday loan lenders are not your best friends. They are businesses which offer high interest loans to those with bad or thin credit. The transaction is fast and borrowers will have quick money, but they also have short term limits to pay it back. You will be expected to pay off the loan plus fees wi...

1074. Small Businesses to Use CPAs to Address New IRS Notices
December 06, 2012

Certified Public Accountants have received word and are ready to help out with the new IRS business income matching incentive. The IRS has always been in the practice of matching individual tax returns to CP2000 notices. These notices provide information statements for any proposed under reporting a...

1075. High Payday Loan APR Confusion Is Explained
December 06, 2012

What is all the confusion about payday loans? The process of getting one is not confusing. There is an easy application which does not take much time to fill out. No credit check is another aspect which speeds things up. So if a person who has bad credit can still get help with a small short-term di...

1076. A Tweaked Version of Payday Loans Being Offered in Limited Areas
December 05, 2012

A new spin-off from payday loans has filtered into Hispanic communities in Southern California and Texas. This new tweaked version of direct payday loans stems from a Stanford student, James Gutierrez. His business school project focused on single-digit interest rates for high risk loans to be paid ...

1077. Payday Loans May Hide the Shame That Troubled Debt Carries
December 04, 2012

Are you ashamed of your debt and want to keep your payday loan usage a secret? You are not alone. In previous generations, the shame kept financial problems rarely talked about in fear of being judged morally by their peers. With very little options available, loan sharking was rampant.

Nowada...

1078. Energy Efficiency Reminders From Your Tax Preparer
December 03, 2012

Did your tax preparer fill you in on tax credit opportunities for installing energy efficient systems in your home? You can get that information from your local tax preparer.

Electric and gas bills can be quite challenging to a budget. If you have made improvements to your home, they may quali...

1079. U.S. Payday Loans Online Are Not Part of The Latest U.K. Trouble
December 01, 2012

Instead of an online payday loan trouble, there has been problems on the internet with online banking in the U.K. Fraudsters have been targeting areas in Scotland and have already walked away with money.

The latest fraudsters have been targeting their victims by misrepresenting themselves s em...

1080. Women Using Payday Loan Lenders and Credit Cards More Than Men
December 01, 2012

Recent results from a PEW study showed that single young women are leading the pack with getting money from payday loan lenders. Well, they came out on top in a study done by Consolidated Credit as well. It seems that single women are more likely to rack up credit card debt too.

Consolidated c...

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