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Author: Megan Eisenhower
Displaying 11 to 20 of 24 articles < Back | Next >
Pages: 1 2 3
 Articles by Megan Eisenhower 
11. What Are Debt Collector Laws?
October 29, 2013

Most people have experienced or know someone who has experienced harassment from a collection agency representative or "bill collector." Though the Fair Debt Collection Practices Act was passed in the 1970s, some people still do not fully understand their rights under federal debt collector laws. Wh...

12. Credit FAQ
October 28, 2013

Understanding the basics of using credit along with what comprises your creditworthiness is essential to many aspects of your financial future. Here are some answers to credit FAQ or frequently asked questions. 1. What is listed on a credit report? ...

13. Information Required to File For Chapter 7 Bankruptcy
October 24, 2013

Chapter 7 bankruptcy rules have become much more complicated in recent years. The Bankruptcy Abuse Prevention and Consumer Protection Act, signed into law in 2005, strengthened existing laws and created some new Chapter 7 bankruptcy rules.

It is a good idea to understand just what this type ...

14. Credit Reporting Agencies - The Big Three
October 23, 2013

In the United States, dozens of credit bureaus keep track of whether we pay our bills as agreed. However, most people only need to concern themselves with 3 credit reports from Equifax, Experian, and TransUnion. Virtually all potential lenders and landlords will check one or more of these documents ...

15. Is Small Business Bankruptcy the Same as Personal Bankruptcy?
October 22, 2013

Budding entrepreneurs likely hear advice from well-meaning people to not start or expand a business in an era of economic challenge. However, fewer businesses are declaring bankruptcy in the 2000s than in the 1980s and 1990s, according to statistics published by the American Bankruptcy Institute. So...

16. Will Filing a Lawsuit Harm My Credit Score?
October 21, 2013

Filing a lawsuit will not immediately impact your credit score and does not require the assistance of an attorney, though in some cases you will want to secure the help of a qualified lawyer. Before filing a lawsuit, you must make sure your case has ...

17. Strategies For Getting Second Chance Loans
October 20, 2013

If you've had a history of serious credit problems such as late credit card payments or bankruptcy, then you are considered a "high risk" when it comes to getting any type of new accounts. Keeping a positive attitude and maintaining patience and flexibility are essential emotional assets when it com...

18. Are You Falling For Common Credit Myths?
October 17, 2013

Virtually all adults in industrialized countries understand the importance of paying their bills on time. However, even the most financially-savvy people can fall for common credit myths. Discover whether your beliefs fall in line with credit myths o...

19. 3 Secrets to Increase Your Credit Score Report in 60 Days
October 16, 2013

A credit score report is one of the most important keys to building a strong financial future. If your credit score report reflects a number below about 650, you risk being denied credit or paying hefty interest rates. Unfortunately, many people do not understand how they can quickly and legally imp...

20. Are There Debt Cures Other Than Bankruptcy?
October 15, 2013

You can find debt cures for even the most desperate financial situation with a little flexibility, patience, and creativity. It is important to understand debt cures other than bankruptcy before deciding to take such a drastic step. Keep in mind that anything other than fully repaying your debts on ...

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