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| Articles by Laura Ginn |
111. The Pros and Cons of Prepaid Cards for Teens
June 09, 2013
Many parents worry that their sons and daughters will not be able to handle credit wisely when they go out on their own. Those fears are certainly justified – many mature adults have problems with credit card debt, and college students are increasingly racking up large bills of their own. Parents ri...
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112. Is Your Home Adequately Insured?
June 06, 2013
You scrimped and saved to buy your dream house. Now that you're a proud homeowner, you must wake up to the realities and responsibilities of managing your asset and safeguarding it against damage. You need homeowners insurance. Some homeowners question the need for such protection. Maybe they ha...
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113. Home Insurance - Top Two Downfalls to Home Insurance Coverage A-F
June 06, 2013
There are six main parts to a homeowner’s insurance policy. These six parts are labeled A-F. It is important that homeowner’s know the different things that the six parts cover and the specific rules that govern their payouts. Furthermore, homeowner’s insurance policy owners need to be aware of the ...
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114. Home Business Insurance - Why You Need It If You're Working At Home
June 06, 2013
Over sixty percent of at home workers fail to include coverage for their home based businesses. Many of them forego coverage because they’re not sure what’s covered by their homeowner’s policy. But most standard homeowners insurance offers little or no coverage. What’s worse is that your insurer res...
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115. Homeowners Insurance - Do You Know Your Coverage?
June 06, 2013
Do you know exactly what your homeowners insurance covers? Even if you have excellent coverage, you may need to purchase more in order to get the protection you need.
Standard homeowners insurance policies provide four basic forms of protection, including coverage for your home's structure ...
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116. For Cheaper Home Insurance, Think About a Bigger Deductible
June 06, 2013
Most people who buy private individual health insurance realize that they could cut down on the considerable costs involved by accepting a large deductible. If they agree to a $1500 deductible, for instance, they won’t be able to run crying to the insurance company for any given health event for as ...
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117. Filing a Home Insurance Claim After a Robbery
June 06, 2013
Imagine that one day you come home after a long day at work to see your front door mysteriously swinging open. You know you didn’t leave it that way, and it looks like it was forced. You should call the police immediately in case an intruder is still inside. Once they arrive and you are able to safe...
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118. Does Home Insurance Cover Personal Liability?
May 15, 2013
When you purchase a homeowner's insurance policy, you are probably most concerned with protecting yourself if your home becomes damaged or destroyed by weather, vandalism, or other events. You might also know that home insurance provides coverage to repair or replace personal property within your ho...
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119. How to Determine How Much Renters Insurance You Need
May 15, 2013
If you own your own home, you probably already know you need to have sufficient homeowners and life insurance in place. The company holding your home mortgage may even require that you provide proof of that coverage.
Things can be a little different when you are a renter. If you rent a home...
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120. Life Insurance 101 - Choosing the Right Term
May 15, 2013
Many people assume that they need to have life insurance coverage for their entire lives, but that is not necessarily the case. The purpose of life insurance is to protect your family members in the event of your death. The amount of protection those loved ones need does not stay the same throughout...
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Author: Laura Ginn
