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| Articles by Laura Ginn |
121. Seven Reasons to Buy Additional Home Insurance Coverage
May 15, 2013
While a basic home insurance policy is easy to come by, few people live in a simple, cookie-cutter home without any risk of natural disasters or complicating factors. Most people are not adequately covered by a standard home insurance policy, and basic policies often don't cover natural disasters th...
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122. Why You're Spending Too Much On Your Insurance Coverage
May 15, 2013
You know you have to have car insurance. It's not an "if." It's a "how much" issue. Every state mandates coverage - though states tend to vary in what type of coverage is mandatory and what coverage is optional. Still, it doesn't change the fact that insurance coverage is mandatory - and that covera...
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123. Home Insurance - How Much Do You Need?
May 15, 2013
It can be a challenge to figure out how much home insurance coverage you need. While most insurance agencies will offer packages for standard amounts, it is important to understand just what you need covered, and compare policies from different providers. You can then make the best decision possible...
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124. Student Contents Insurance - Get the Right Cover
May 15, 2013
Insurance is often the last thing on a student’s mind as they prepare to go to college or university, but it’s important to protect your valuables when you are away from home. Some students believe that their contents and valuables are covered by their parents’ home insurance, but this isn’t always ...
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125. Life Insurance Myths
May 15, 2013
Life insurance is a complex topic — and often an emotive one. There are many different elements to consider and discussing what might happen if you or a loved one were to die unexpectedly can make it even harder to process such a large amount of information. It's not really surprising that a number ...
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126. Is Life Insurance The Next Great Investment?
May 15, 2013
If your broker hasn't come to you yet with this idea, you're one of the few remaining souls left out of the loop. While millions of people are still pumping up their 401(k) plans, IRAs, and hanging on to whatever remains of their employer's pension schemes, millions more are funding huge life insura...
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127. Comparing Life Insurance Costs: Why Using The Cost Index Method Is Better Than Looking At Premium R
May 15, 2013
You've heard the spiel before: "buy cheap life insurance." You're always being told to look for the lowest premium to get the insurance cover you want. However, that doesn't tell you whether you're getting a good deal. You see, life insurance is a long-term contract. You have to look at the costs ov...
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128. The Realities and Dreams of Home Solar Power Systems
May 10, 2013
Since the energy crisis of the 1970s, the desire for home energy dependence has been a growing American dream. Millions of homes have added home solar energy systems, yet the dream is far from fulfilled. There remain a number of issues of be resolved in making the reality of home solar energy a comm...
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129. The Green Deal in Layman's Terms
May 10, 2013
The government’s Green Deal is big business. You might have heard about it as it was around a few years ago. Now it’s back. The scheme is aimed at trying to get the millions of UK households to be more energy efficient by having the banks provide up-front money for home improvements. The consumer wi...
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130. The Benefits of Hydroelectricity
May 10, 2013
Hydroelectricity is becoming an increasingly popular way to produce energy on a large scale. In short, this process is the use of water to generate electricity in a community. States like California use hydroelectricity to create nearly 15% of their total electricity. Internationally, some countries...
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Author: Laura Ginn
