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Articles by Ramalingam K |
21. How do we overcome the Current Economic Downturn: 7 Meaningful Steps!!!
August 22, 2017
After the recent announcement by the venerable Reserve Bank of India, about the consecutive 14 quarters fall of our nation’s GDP to 4.4% from a whopping 8.9%, it is time to think how are we going to protect ourselves financially from this economic harsh winter? Most Indians have never faced a harsh ...
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22. 5 Golden Rules to get the maximum out of your Credit card
August 20, 2017
Do you know, a recent study in India says that people in the income group of Rs3, 00, 000 p.a. and below the age of 35 have between on an average 3 to 4 credit cards, between 35 and 40 years 3 credit cards, between 41 and 50 years 1 to 2 credit cards, and above 51 1 credit card.
It also say...
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23. How to be financially fit?
August 18, 2017
Would like to be a Fit Person or be Rich?
On the face of it the above question may appear to you as contradictory. You may feel that I am putting yourself into a corner and asking you to make a choice between remaining fit but not rich or vice versa. If you have got in this way, you have got...
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24. 3 Successful Strategies to Rebalance your Portfolio
August 17, 2017
“I get reminded of previous generation mom when someone advises me to rebalance my investment portfolio. I feel like my mom telling me to take oil bath on all Fridays. When everything is going fine, why I should rebalance my portfolio?” one of my client asked me with a smile in his face. I reciproca...
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25. Warning: Don't fall for "Sure-shot Investment Tips - Trial Package"
August 16, 2017
“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime”
Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? I...
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26. 7 shabby situations when you shouldn't use your credit card
August 16, 2017
“Life just seems to be getting simpler by the day,” remarked 22 year Swati, a software developer with a leading MNC. She was referring to the convenience provided by modern-day living aids like plastic money, online shopping, e-payments, deferred payments and the like. “Really?” quipped her grand ...
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27. 5 Things to do before Applying for a Home Loan
August 13, 2017
No one likes bad surprises and often investments in home feature pretty nasty disclosures that make dreams turn into nightmares. First time home loan applicants face common problems like rejection in the initial stages, non-refundable processing fees, and desired amount of loan not sanctioned and pe...
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28. 7 Secrets of Investing the Warren Buffett way
August 11, 2017
Human beings always have a natural tendency to follow the crowd, but when it comes to share market investing, following the crowd can more often result in ending up with losses. Why do you copy the mediocrity of the masses when you can replicate the success of the World’s Greatest Investor?
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29. Financially Plan & Make a Difference to Your Child's Future
August 10, 2017
On a beautiful late spring afternoon, twenty five years ago, two young men graduated from the college. They were very much alike, these two young men. Both had been better than average students, both were smart and both were filled with ambitious dreams for the future. Recently, these men returned t...
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30. 5 Dangerous Stock Market Myths Debunked
August 09, 2017
A financial meltdown, a depressed business environment, a sudden fall in share market prices- all these phenomena are a part of any economy. These phases affect all those who are closely linked to the stock market. Such happenings give rise to an environment where myths are born. Myths are common...
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