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| Articles by Amy j |
231. Awesome Online Protection Helps with Credit Monitoring
March 20, 2013
You should know how to protect your privacy, especially when you transact online. Now that the Internet can be used using desktops and smart phones, it’s become more of a risk to use your financial information online. Since more consumers and cardholders use smart phones in their transactions these ...
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232. Bad credit loan- Get student loan at a reasonable rate
March 20, 2013
Most loan offers, such as mortgages and car loans, are dependent on a borrower’s outstanding credit. If your credit falls behind this category, you may end up paying higher interest rates or get denied your approval up front. With regards to student loans, the history and score of your credit stil...
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233. How to monitor your account in case of lost cards
March 20, 2013
While credit monitoring is a security activity that detects possible credit theft, it does not necessarily protect you from credit thieves. An important thing to consider when you have a lost credit card is to understand that monitoring your credit activity is not so much of a preventative measure, ...
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234. How Credit Fraud Can Be Prevented By Credit Monitoring
March 20, 2013
Credit fraud is a widespread crime that victimizes anyone who holds a credit card account. Young or old, people can lose it all if criminals get a hold of their personal and financial information. Cardholders need a reliable third party to protect their financial assets with credit monitoring.
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235. Tips to negotiate with debt collectors
March 19, 2013
When a debt collector calls you, but you don’t have funds for payment, what should you do? Don’t panic, because this is part of their entire collection process. Although debt collectors seem merciless and may add insult to your injury, keep in mind that it is their job to force you to make payments...
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236. Teaching your kids how to prevent credit card fraud
March 19, 2013
College students are one of the most vulnerable populations that can be victimized by credit card thieves, particularly those who run scams and engage in identity theft. These thieves scout for possible victims in campuses and places where college kids frequent in order to observe their financial ac...
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237. How can I know if I am a Victim of Identity Theft?
March 19, 2013
Millions of consumers walk in and out of establishments every single day. They log in and out of websites to acquire products and services. Each time they use their credit cards, they subject themselves to identity theft. Given this, any consumer can become a victim of identity theft. To be an id th...
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238. What steps should be taken to handle financial crisis
March 19, 2013
Consider this scenario: You recently lost your job and you have a family to constantly feed, apart from the utility bills and debt you need to pay. How can you address these financial blows? Below are some points that can help you during times like these.
Start saving
Saving up...
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239. The Relationship Between Monitoring Credit Reports and Credit Scores
March 14, 2013
A consumer’s credit score rating is a key factor when applying for loans or new credit. To be readily approved, the rating should be excellent. Those who manage to come up with a good credit rating also get approved in the long run.
Maintaining good to excellent credit scores is something tha...
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240. Smartest Ways For College Students To Use Their Credit
March 14, 2013
College students apply for credit because they need it for their education. A student credit card is valuable when it comes to expenses such as boarding fees, books, and others. It’s a tool that’s designed and made for students who have little credit history. During that time, the efficient use of a...
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Author: Amy j
