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Articles by Amy j |
241. How you should be managing your credit smartly
March 14, 2013
Credit is simply a service that lets a consumer buy now and pay in the future. This means that you’re using somebody else’s money to pay for your purchases, and you’ll be using your future paychecks or income to pay the money you borrow. As simple as it may seem, but many have fallen for debts bec...
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242. Understanding the different types of identity theft
March 14, 2013
Information and communication technologies (ICT’s) have changed the way people connect and communicate today. Apart from this, it has also changed people’s financial management behavior. While it did make a lot of things easier, it also opened doors to a lot of risks. In terms of commerce, for examp...
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243. Effective Ways to Protect Yourself from Data Breaches
March 14, 2013
Companies store all their valuable information in secure databases. In large companies, such as those in the retail industry, information is stored regarding their employees, suppliers, consumers, among others. This data is, of course, well-guarded by strict personnel and sophisticated systems. Howe...
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244. How to apply auto loan despite having bad credit
March 14, 2013
Do you have less-than-perfect credit? Keep in mind that this is just normal. Almost all of us wil experience this, especially in times of financial crisis. It may sometimes hinder our ability to make long-term investments, given that a bad score is a result of mismanaged funds. Yet, there are in...
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245. Steps To Take To Protect Your Family From Identity Theft
March 14, 2013
Families are society’s basic units. In terms of consumerism, families comprise individuals who share credit for better financial management. Because of this, when a member suffers from identity theft, everyone is affected financially, mentally, and emotionally.
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246. How can a lost mobile risk your identity?
March 14, 2013
Teenagers and young adults are the most vulnerable population to credit card security breach, and this is commonly due to mobile theft. If you’re a teen or single adult, then you might not be aware of the dangers of losing a cell phone. What really happens and what dangers are involved.
When ...
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247. Want to Apply for a Personal Loan? Take Note of These Tips
March 13, 2013
The global economy is in a conundrum and consumers need to take action. It is especially tough for those whose finances aren’t sufficient to keep up with their monthly obligations. That's why more and more people are turning to personal loans to get them through these times.
When you have a l...
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248. How a lost social security card can affect your credit
March 13, 2013
Identity theft is still scoring points against people who make an honest living. Identity thieves have become better and better at doing their job. One juicy trait that these unscrupulous individuals look for in their targets is creditworthiness. This is simply the person’s worthiness of credit or t...
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249. What You Need to Know About Credit Monitoring
March 13, 2013
Credit card holders should be very aware of credit monitoring. Companies that provide this service can also help monitor your credit. In doing so, they could prevent identity theft. However, credit monitoring is not a general service for every single account. In fact, they have variations even if th...
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250. Beware of id theft when using your cell phones
March 12, 2013
Use of mobile phones has become both a necessity and luxury for individuals. Just like other valuables that we possess, cell phones should also be used with caution and safety. The risk of stolen mobile phones is on the rise, because this is one way criminals can steal your identity. A mobile pho...
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