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| Articles by Joy Mali M |
51. Financial Woes: Personal Loan or Credit Cards
September 17, 2013
When you have bills to pay, debts stacking up, and a family to feed, things can feel a little like running on a treadmill and constantly worrying if you are going to fall off. Many people lean on their credit cards to get through the tough times but oftentimes end up drowning in their interest char...
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52. 5 Things students should avoid while attending college
September 13, 2013
Parents often send their children off to school with a list of money savings tips for college students. However, it is also essential to talk about what things they don’t need in order to be successful. By avoiding a few key items and looking for alternatives, college students can save money and red...
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53. 4 Questions to Ask Before You Choose a Secured Credit Card
September 12, 2013
If you have bad credit, you may not be able to get a credit card unless it’s one that is “secured.” Secured credit cards differ from standard credit cards because you are required to place a deposit into a savings account held by the institution providing the card. This savings account (or certifi...
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54. Pick the Right Car for Your Credit
September 12, 2013
Choosing the right car can be a difficult decision to make, especially when you start to consider your budget and your credit. Securing an auto loan and a credit score go hand in hand. The better your credit score, the better loan you can get. Knowing your credit score can help you make the right de...
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55. Someone May Be a More Convincing You Than You Are
September 12, 2013
It may be uncomfortable to imagine someone impersonating you without your knowledge, yet that’s exactly what identity thieves do to millions of consumers each year. They steal personal data and open accounts and perform business transactions as if they are the person whose information they stole. Ev...
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56. Many People Are Unable to Buy a Home Due to Bad Credit Scores
September 12, 2013
The American Dream has long included owning your very own home, and even in tough economic times, this remains true. Many people want to buy their own home, but they aren't able to afford it or will not qualify for the loan because of bad credit scores and mountains of debt. Unfortunately, many peop...
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57. The Evolution of Credit Scoring Methods
September 12, 2013
Before credit scores existed, a consumer’s likelihood of obtaining a loan was based on the judgment of another person. This judgment may not have been very objective and might not have even been accurate. It was based upon what was known about that person through personal experience or hearsay of ot...
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58. What are your Funding Options if You Have a Bad Credit Score?
September 11, 2013
Bad credit is a problem that many people face today. The economic conditions over the past decade have left many people unprepared for the financial situation in which they may have found themselves. This happened to many people who are good, honest, hard-working individuals -- they just didn't see ...
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59. How Do I Get A Temporary Social Security Number?
September 11, 2013
Your social security card is something you need to hang onto as long as you are living. They are issued shortly after birth and are expected to, essentially, be another part of you until the end of time. Unfortunately, they are made out of paper and are easy to misplace! If you do not know how to...
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60. Define your Financial Goals for a Secure Future
September 09, 2013
Just like setting many other goals in life, such as a career path, setting financial goals is crucial to your success in life. Without proper goals, you could end up wasting money without realizing it. Before you know it, you are at retirement age, yet you don’t have a dime to show for all your hard...
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Author: Joy Mali M
