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Articles by Amy j |
51. Getting a Duplicate Social Security Card is Simple Process
September 10, 2013
Your social security number is an important piece of information. You need that number for filing your federal and state income taxes, for opening a bank account, and for applying for a credit card. There are, of course, many other times that you might need your social security number, but those are...
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52. Disclosure Scams can lead to Identity Theft
September 10, 2013
It's happened to almost every consumer in the U.S. You sign up for some type of service without reading all of the fine print. When you get your credit card statement or go to cancel a service, you are hit with some big surprises. Sometimes, it doesn't seem like you were even presented with an oppor...
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53. 4 Things to tell your Teenager before giving them a Credit Card
September 10, 2013
Part of growing up usually includes learning the cold, harsh reality of life and credit card debt. Either most teenagers by the time they are eighteen years of age already have experience with credit cards or they are just starting to receive credit card offers in the mail. It is an exciting thoug...
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54. Seniors Vulnerable to Identity Theft: 5 Ways to Protect Them
September 10, 2013
Elderly people should be treasured members of our society. They have not only lived rich, full lives and seen history created but, they are also the people responsible for continuing our traditions here in this country. Unfortunately, rather than being treated as the beloved assets they are, they ar...
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55. Using social media to define your credit worthiness: fair or unfair?
September 05, 2013
Here is some not so good news, not only do lenders order your credit report when you apply for a loan, but apparently, some of them are using social media data for defining your creditworthiness as well.
There are many lenders and financial advisers who are skeptical about using social media ...
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56. Tips To Stop Money Leaks
September 04, 2013
Do you ever stop what you are doing and scratch your head, wondering where all your money is going? It seems as if you are making a decent amount of income, yet for some reason, you just aren't able to save anything. This is a common problem shared by millions of Americans, but thankfully, there is ...
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57. Why Identity Thieves Target Children
September 04, 2013
Many people wouldn't expect children to be the target of identity fraud. However, identity theft of children is becoming a growing concern in today's world. Children can be an easy target for identity thieves because they are often naïve and unsuspecting and it typically takes longer for child ident...
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58. Is Paying Cash Good For Your Credit score?
September 04, 2013
Many people often ask themselves or others a question regarding cash transactions and the effects such a transaction might have on one's credit score. There are many factors affecting credit scores, but paying for things with cash is not one of them. While having enough cash laying around to purchas...
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59. Can I Get a SBA Loan With Bad Credit?
September 04, 2013
As a small business owner, you will probably attempt to get an SBA loan at some point in time. While SBA loan requirements are pretty straightforward, your credit score may make a big difference in whether you are able to get a loan or not. You shouldn't feel discouraged, however, because there are ...
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60. Tips For Putting A Padlock On Your Identity
September 04, 2013
Identity theft is basically where someone unlawfully uses the personal information of another person. Your name, number, credit cards, address, social security number and bank accounts can be used by criminals. The worse part of identity theft is that you are still responsible for cleaning up the me...
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