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Articles by Joy Mali M |
521. What is a good credit score range?
May 07, 2012
For starters, your credit score is a number that will fall within 300-850, 300 being the lowest. Your credit will determine how worthy you are to lenders, banks or even companies. Having a good credit score can do you a lot. That is why being educated about the credit score range is very helpful and...
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522. Top negative effects of a low credit score
May 07, 2012
Having a high credit score has advantages and effects, so as having a low one. A lot of people don’t care much about their score. What they don’t realize is that having a low score can greatly affect their lives, especially if they rely a lot on their credit. Below are the top negative effects of a ...
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523. How identity theft can affect your credit report
May 07, 2012
Being a victim of identity theft isn’t something you would wish for. If you think that all they do is take advantage of your credit, then think again. These thieves will ruin everything about your report. Read on to find out how identity fraud can ruin your credit report and you.
1. A thief c...
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524. Top 3 reasons one must use credit monitoring service
May 07, 2012
As we all know, our credit score is becoming more and more important in our daily lives. This is why we should be monitoring it as much as we can. Your credit report will contain practically everything that you do that is related to your credit. Such as payments, bills, missed payments, loans, debts...
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525. Want to fix credit report errors?
May 03, 2012
You are required to be educated about credit reports, credit scores and credit errors if you are to make major financial decisions, specially if you’re applying for a loan or for another credit card. One of the most annoying but inevitable things that you will encounter are credit errors. If you let...
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526. How to raise your credit worthiness
May 02, 2012
Do you want to raise your credit score? Then the first thing you need to do is find out what your current score is. Your credit score will range between 300-850, and of course, the higher it is, the better. Excellent credit scores give you a higher chance of getting a loan with the lowest interest r...
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527. Advantage of having a good credit score
May 02, 2012
An excellent score has a lot of advantages. First of all, it can save you a lot of money. Whenever you apply for a loan with a good credit score, you get to pay for a lower interest rate letting you store that extra money. In the long run, you’ll be surprised to see that you were able to save that m...
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528. Should you check your credit report while working from home?
May 02, 2012
Online credit monitoring services notify you when there are suspicious activities happening in your account. While some think that subscribing to these services is too much, for some, it is essential. There are actually common-sense steps on how you can protect your account, but if you want to check...
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529. Why you should get a monitoring service
May 02, 2012
Credit score monitoring has its advantages that a lot of people should be thinking about. Of course, there is a fee that comes with the service, but if you really want to protect or boost your score then all that should be worth it.
With credit score monitoring, you’ll be able to prevent and ...
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530. Want to improve your credit score even if you're still in college?
May 01, 2012
Having a credit card while in college can be a lifesaver, you can use it for emergencies, buy stuff you need online and many more. But what you’re forgtting about is your credit score, you need to realize how important it is. Even if you’re just a student, you need to be financially responsible an...
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After 60-plus years of living, I am just trying to pass down some of the information that I have lea...more
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Located in the lower mainland of B.C., Susan Friesen is a visionary brand strategist, entrepreneur, ...more
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A postgraduate in Fashion Technology. Shalini is a writer at heart! Writing for her is an expression...more
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