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| Articles by Joy Mali M |
591. What to do When Your Credit Report Has Hit Rock Bottom
February 22, 2012
It may sound cliché, but trying to salvage a dismal credit report, while difficult, is not impossible. All it takes is some responsibility and the conscious effort to work towards fixing your finances with good financial management.
Working towards a spotless credit report is not easy—but the...
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592. How Inquiries on Our Credit Report Can Lead to Low Scores
February 22, 2012
A personal check on your credit report is not encouraged, it’s necessary. But did you know that credit inquiries made against your financial credit report from actual organizations and companies can lead to lower your credit score? All inquiries are reflect...
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593. The Secrets of Maintaining a Good Credit Report
February 21, 2012
At one point in your life, you have found yourself in a bad credit situation—whether it’s because you spent too much on shopping, fell for a marketing gimmick or a promotional strategy. The bottom line is, it is very important to manage your expenses and finances very carefully. And when it comes to...
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594. Are You Dealing With Bankruptcy And Foreclosure?
February 20, 2012
Foreclosure and bankruptcy are two words that inevitably cause emotional duress. The two words bear so much financial weight and cast anyone going through it in very negative light, typically implying that they are financially irresponsible and are unable to manage their finances properly. Given thi...
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595. How credit loan builders can improve your credit scores
February 15, 2012
If you are one those who are now dealing with the after effects of a bad credit history, you’re also probably wondering how you can now go about improving your financial reputation. As an ever important piece of documentation, your credit report is the basis of your credibility among lenders, credit...
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596. Ensure that Your Credit Report is Spotless
February 14, 2012
Your ability to purchase things on credit is highly dependent on how good your credit scores are. These scores, essentially a reflection of how well you manage your finances, become the basis of your credit ratings. Your credit scores are calculated afte...
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597. Regular credit checks lead towards good scores
February 14, 2012
As far as financial documents go, few people realize the importance of your own credit report.
To properly maintain and manage your financial reputation, one has to actively take steps to ensure that your finances are managed properly. This includes paying attention to your bills’ deadlines, ...
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598. High Credit Scores Create a Good Impression
February 13, 2012
credit scores to create a good impression.
What are the factors that influence credit scores?
• Reassess your standard of living. The need to fulfill certain luxuries makes you inclined to borrow money or purchase things on credit—including big ticket items such as a house o...
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599. How Debts Affect Your Credit Report
February 13, 2012
There is no doubt about how much debts can affect your credit score. Quite simply, going into debt, particularly unmanaged ones can bring down your credit score and leave a negative impact on your credit report.
But getting rid of debts is not a task that can be accomplished overnight; it req...
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600. Clear your credit report from errors
February 13, 2012
For anyone who wants to one day own their own piece of property, take out a loan to get a new car, intend to open a bank account or even simply have their eye on a new job, your credit report and how well your financial reputation is portrayed on it, may be the key to whether or not you can make it ...
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Author: Joy Mali M
