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| Articles by Dwayne Nawrocki |
71. What Affects the Cost of Life Insurance Premiums?
November 15, 2011
When shopping for insurance of any kind, it is easy to make assumptions about how coverage is priced. Every factor, however insignificant it may seem, has a bearing as far as risk to the insurance provider, which is why they have very precise formulas to determine coverage cost.
Naturally, t...
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72. Purchasing Life Insurance Online
November 15, 2011
Are there advantages or disadvantages to purchasing insurance online? Here are some things you might want to consider when it comes time to shop for life insurance.
The Value of Your Time
If you work during the day, it is difficult to visit insurance agencies to fill out paperwork, a...
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73. Why Do You Need Life Insurance
November 15, 2011
term life insurance that fits all of your individual needs. The world of life insurance doesn't have to be difficult. With the right advisor you can give your family the protection they need and have peace of mind. ">One of the primary reasons someone...
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74. Life Insurance for College Students
November 15, 2011
It is not something that comes up often because college age adults generally have other things on their mind besides life insurance. Some people might say it is a waste of money to insure someone who doesn't have many responsibilities outside of getting an education.
Less than half of all co...
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75. Life Insurance for New Parents
November 15, 2011
Over four million babies are born each year in the United States. New parents face a great many responsibilities that are unfamiliar to them, not the least of which is caring for their children, even in the event that they die before the young ones reach maturity.
One of the first actions n...
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76. Life Insurance for Seniors
November 15, 2011
People who are reaching their retirement years might seem to be the least in need of life insurance, but there are many reasons why this isn't always the case. Sure, a person who is the lone remaining partner in a marriage and owns a home doesn't usually need to consider caring for others after thei...
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77. Variable Life Insurance vs. Term Life
November 15, 2011
For the life insurance policy holders who want to be more in control of their investment, variable life is the probable option. It is also one of the more expensive ways to insure an individual. It does provide the beneficiary with permanent protection, but the amount of the benefit will vary based ...
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78. Term Life vs. Whole Life
November 15, 2011
The reason why there are various forms of life insurance is because every person does not view coverage the same or have the same needs. While it is true that term life insurance costs less than whole life, would there be reasons why whole life might be better for some individuals?
Cash Valu...
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79. Who Can Be a Beneficiary To a Life Insurance Policy?
November 15, 2011
Almost anyone can be stipulated as a beneficiary for a life insurance policy. The most important point to understand is that whoever is named receives the benefits of the policy. More than one person can be named as a beneficiary on the policy, but percentages must be in place to determine how mu...
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80. What Affects Life Insurance Rates?
February 28, 2011
There are many factors that life insurance companies use to determine their insurance rates. One consideration is if you are taking out a whole life policy or a term life policy. Whole life not only gives you life insurance coverage, but also gives you an investment component. For example after a se...
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Author: Dwayne Nawrocki
