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| Articles by Joy Mali M |
71. If President Obama Wants to Refinance What are you Waiting for?
September 01, 2013
For anyone who owns a home or who is interested in owning a home, the topics of refinancing and government programs to benefit homeowners should be no secret. Recent news has been abuzz with President Obama's declarations about the benefits of refinancing. The Obama home refinance plan isn't the onl...
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72. Protect Yourself from Travel Scams
August 29, 2013
Taking a vacation should be a time of relaxation and pure enjoyment. It is always a nice change of place to visit a different state or country and just absorb the different way of life and beautiful scenery. Unfortunately, many have fallen victim to credit scams while traveling as well as fallen i...
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73. 5 Things You Should Review in Your Credit Report
August 29, 2013
Everyone is entitled to live their life with security. This extends to credit report monitoring as well. Many people do not take the time to keep a watchful eye on their credit reports. These are the people who are more likely to become a victim of identity theft.
Identity theft is where anot...
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74. How to Protect Your Credit Card Information from Thieves
August 29, 2013
Credit card charges that are unauthorized are not only annoying but they can also cause severe damage to your credit rating. Once your good credit is blemished, it can be very difficult to remedy. Therefore, it is worth the effort to protect your credit from such fraudulent charges which will save y...
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75. Keeping Your Identity Safe While Shopping Online
August 29, 2013
Whether it's for convenience or economic reasons, nearly everyone does at least a little online shopping these days. This huge increase in internet activity has led to the rapid growth of online identity theft. Online shopping is incredibly easy, but it isn't always a safe endeavor. Whenever you are...
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76. The Rich Generation, Z. Plan Ahead For Retirement
August 29, 2013
As most people are aware, saving for retirement should start young, but many members of Generation Z are not really sure where to start when it comes to thinking about the future. People who are classified as Generation Z were born between 1995 and 2012 so right now the oldest of the group are just ...
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77. Negotiating Credit Card Interest Rates
August 29, 2013
In a tough economy, getting into credit card debt can be easy and getting out can be difficult. One reason is that credit can be extremely convenient to use when cash is short and another major reason is that credit card interest can be quite high and accumulate quickly. Many people just chug along ...
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78. Identity Theft Insurance and Programs
August 29, 2013
Identity theft appears to continuously grow and protecting personal information has never been so difficult. As technological advances are being made, hackers and other predatory identity thieves have the ability to remain a step ahead of the game it seems. No matter how many steps you may cautiou...
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79. Know & Avoid the Ten Financial Mistakes People Commonly Make
August 29, 2013
At times the turbulent waters of finances can be difficult to navigate. Doing it alone, with no help or guide, can be even more challenging. So here are ten of the most common financial mistakes people make and why you need to be mindful of them in your life.
Not Making or Keeping to a Bud...
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80. Why are americans working beyond their retirement?
August 28, 2013
These days, many individuals do not consider retirement an indication of the end of their working careers. In fact, retirement now signals the start of a lifestyle transition or new career where the retiree is faced with multiple options that may include continuing to work at a different pace, pursu...
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Author: Joy Mali M
