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Articles by Holly Petherbridge |
821. The Young Generations Will Learn From Cash Advance and Debt Errors
March 23, 2013
The young generation has fallen into some financial errors which are keeping them in debt and struggling to start life out on their own on the right foot. Besides the overuse of credit cards and cash advances, many will have student loan debt to burden their starter income. It's no wonder that young...
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822. A Balanced Lifestyle Has No Room For Cash Advance Or Credit Card Debt
March 23, 2013
With credit scores ranging from 300 to 900, it is amazing that anything below a 650 is frowned upon by many banks, credit unions and mortgage lenders. There are many credit cards which look closely at these numbers and even though they may not turn an applicant down, they sure will charge them extr...
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823. Cash Advances or Fancy Piggy Banks? Spend The No Interest Way
March 22, 2013
Are you one of those people who struggle during the holidays to keep within budget? Do you end up using cash advances or maxing out credit cards to make all the purchases? Have you ever thought about starting a holiday fund earlier in the year? I know the year is well on its way; but just so you kn...
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824. Default Cash Advance Loan Collections Heat Up During Tax Season
March 22, 2013
Debt collectors will be vamping up their contact opportunities the next few months. It is tax season and many taxpayers will be expecting a refund. If the collectors are working for the IRS, student loans or it is the state trying to collect back child support, then there will be no tax refund comi...
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825. What Might Happen If You Default On A Cash Advance Loan?
March 22, 2013
If for some reason your cash advance debt went into default far enough to be sold to a collection's agency, there are some proper ways to work with them. The more you understand how collectors work, the better prepared you will be to handle communication with them. There are three ways a direct lend...
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826. Put A Cash Advance In The Background and Face What Is Ahead
March 22, 2013
The end of the month is drawing near. Are you already contemplating a cash advance to push your budget through to next month? I would bet you are not alone. I have learned over the years that pay cycles have lots to do with how budgets function at the end of the month. Let's be honest, it also has t...
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827. An Auto Title Loan Is A Secured Loan Until Paid Off, Completely
March 22, 2013
Secured debts are not all the same. Depending on what type of loan you receive, payments may be extended over decades or expected within 30 days. The one aspect to a secured loan is that if the loan is defaulted up on in any way, the lender may seize the property which was used to secure the initial...
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828. A Homeowner's Cash Advance Dependency Depreciates Lifestyle Opportunities
March 21, 2013
The American dream of being a homeowner may not have as many advantages as in the past. The cost of homes drove the market to charge exuberant prices before it collapsed and left people owing more money than the house was now assessed value. The opportunity to sell was significantly reduced and many...
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829. Can You Negotiate Cash Advances, Credit Card or Utility Debt?
March 21, 2013
Are you looking to negotiate your cash advance or credit card debt? You don't have to sign up to pay another company to do it for you. A creditor or lender will most often prefer to deal with the person one-on-one rather than discuss the case through a third party. Save some cash and work through yo...
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830. How Much Money Do You Waste On Cash Advance and Credit Card Debt?
March 21, 2013
How much are you paying in interest for your cash advance? Your original due date has passed and as you continue to pay your fees and pay down your principle amount, have you calculated how much income goes towards the loan? Did you plan on having the loan extended beyond the first term?
I'm s...
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