Amazines Free Article Archive - Monday, March 25, 2019
Read about the most recent changes and happenings at
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Subscriptions Manage Ezines
 Article Archive
 Advertising (133289)
 Advice (160809)
 Affiliate Programs (34733)
 Art and Culture (73667)
 Automotive (145616)
 Blogs (75016)
 Boating (9841)
 Books (17130)
 Buddhism (4124)
 Business (1328189)
 Business News (426308)
 Business Opportunities (366252)
 Camping (10952)
 Career (72756)
 Christianity (15838)
 Collecting (11636)
 Communication (115053)
 Computers (241936)
 Construction (38988)
 Consumer (49675)
 Cooking (17060)
 Copywriting (6567)
 Crafts (18207)
 Cuisine (7537)
 Current Affairs (20377)
 Dating (45773)
 EBooks (19684)
 E-Commerce (48191)
 Education (185169)
 Electronics (83488)
 Email (6389)
 Entertainment (159809)
 Environment (28932)
 Ezine (3038)
 Ezine Publishing (5443)
 Ezine Sites (1552)
 Family & Parenting (110893)
 Fashion & Cosmetics (196381)
 Female Entrepreneurs (11841)
 Feng Shui (130)
 Finance & Investment (310238)
 Fitness (105885)
 Food & Beverages (62843)
 Free Web Resources (7937)
 Gambling (30212)
 Gardening (25075)
 Government (10522)
 Health (629206)
 Hinduism (2206)
 Hobbies (44019)
 Home Business (91543)
 Home Improvement (251313)
 Home Repair (46115)
 Humor (4812)
 Import - Export (5449)
 Insurance (45110)
 Interior Design (29544)
 International Property (3485)
 Internet (190966)
 Internet Marketing (146296)
 Investment (22824)
 Islam (1168)
 Judaism (1357)
 Law (80456)
 Link Popularity (4592)
 Manufacturing (20836)
 Marketing (98748)
 MLM (14136)
 Motivation (18211)
 Music (26998)
 New to the Internet (9476)
 Non-Profit Organizations (4048)
 Online Shopping (129606)
 Organizing (7800)
 Party Ideas (11856)
 Pets (38082)
 Poetry (2234)
 Press Release (12669)
 Public Speaking (5620)
 Publishing (7522)
 Quotes (2407)
 Real Estate (126609)
 Recreation & Leisure (95236)
 Relationships (87446)
 Research (16155)
 Sales (80310)
 Science & Technology (110149)
 Search Engines (23445)
 Self Improvement (153082)
 Seniors (6226)
 Sexuality (35941)
 Small Business (49279)
 Software (82947)
 Spiritual (23461)
 Sports (116069)
 Tax (7658)
 Telecommuting (34063)
 Travel & Tourism (307102)
 UK Property Investment (3118)
 Video Games (13422)
 Web Traffic (11724)
 Website Design (56801)
 Website Promotion (36556)
 World News (1000+)
 Writing (35761)
Author Spotlight

Oleg has been providing SEO, Copywriting and Content Management services for 10+ years. For the last...more

Im just a man who likes to be happy and see others happy. Im into home business, sports, family, and...more

David Degen of CheckUp Financial Inc. has been in the insurance business since 1996. Originally fro...more

My Name is Anish Sah, I am an Internet Marketing and SEO Expert, Social Media Guru and young Entrepr...more

Barry K. Brown has been in the Sign, Banner, Decal and Display Business for over 20 years. It isn't ...more

Finding Financial Breathing Room With Debt Consolidation by Jon Arnold

Article Author Biography
Finding Financial Breathing Room With Debt Consolidation by
Article Posted: 03/17/2008
Article Views: 148
Articles Written: 781
Word Count: 671
Article Votes: 0
AddThis Social Bookmark Button

Finding Financial Breathing Room With Debt Consolidation

Finance & Investment
If you are in a situation of facing a mountain of debt, have you considered debt consolidation? Undoubtedly you have considered your options, none of which probably look very attractive at this point in your financial life. Let's look at some of the options you might be considering right now.

Do nothing.
This is probably the number one worst option you could choose. Most creditors are willing to work with you to the extent that they can if you communicate with them and at least try to make some payments or even partial payments. This indicates that at least you are trying based on your current circumstances, but maintaining silence is simply going to tell them that you really do not care, and they will take the action that they need to based on your silence.

Get a personal loan.
While this might help in the short term, it probably only is a delay tactic for what is inevitably going to happen anyway and you will find yourself back in the exact same situation in another couple of months, except now it will be a bit worse since now you have one more debt to consider and work with.

This should be an option of last resort and should not even be considered at this point, at least not yet. Depending on how bad your financial situation is and how long you have let it go before taking some kind of proactive actions to get it squared away, bankruptcy may be an option to consider for the future, but based on the fact that this is typically viewed as a drastic measure with long term negative effects in various areas of your life, which are not limited to finances, put this thought on the back burner for now.

Debt Consolidation
Unless your financial stagnation has gone too far to be rescued, debt consolidation can get you back on the right financial track without the long term negative impact that bankruptcy would cause, and should definitely be something you should be looking to implement.

What happens with debt consolidation is that all your bills and debts are laid out for the debt consolidation company and they work with you to determine how much you can afford to pay each month. They then take your bills and you pay them one lump sum each month, which they then distribute to your creditors.

But the real beauty of debt consolidation is that they give you the financial breathing room that you probably need right now as you are getting your financial life put back together. They contact your creditors and work out payment arrangements to lower your minimum payment, to lower your interest rate, and sometimes even to waive past due fees and late fees. This is typically not something you can do yourself, but when the creditor becomes aware that this is a debt consolidation company, they are typically more than happy to work with them for your benefit, since in their eyes, this is certainly a better option than being required to write off your entire debt and follow through on legal proceedings.

What this means for you is that if you total cash outlay at the end of the month was say $3000 for all your bills, your new cash outlay to the debt consolidation company is now say $1500 or even less, based on what they negotiated for you. You need to make sure that you make your payments to the company every month, since they will not make payments to your creditors if you don't, which will put you in an even worse position than you are now.

Consider debt consolidation, whether your debt is from credit cards, student loans, college loans, or whatever source, and give yourself the financial breathing room you need to get yourself back on track. For more insights and additional information about Debt Consolidation as well as getting a free debt consolidation online quote, please visit our web site at

Related Articles - debt consolidation, bill consolidation, credit card consolidation, student loan consolidation,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.


Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
Please enter the code in the image:

 Author Login 
Register for Author Account


Advertiser Login


   Limited Time $60 Offer!
   90  Days-1.5 Million Views  


Great Paranormal Romance

World News


Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through The...more

Stevert Mckenzie, Travel Enthusiast. ...more

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more

Steve is the owner/operator of Whiskey Jack Painters, a premier painting company based out of Alma, ...more

Anita Waggoner grew up in a small town in Eastern Washington. She attended business-college in the S...more

Since Naima was a child, writing has been her passion. Influenced by her passion, she received both ...more

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more

For the time being just a newbie in the Insurance Industry but a quick learner, soon-to-be expert Ja...more

Author of Wrestler/That Dog Hunts; Available at the Kindle Store ...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2019, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from under the GNU FDL license