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Automobile Equity Loan Helps You Get Your Spring Break by Andrew Stratton

Automobile Equity Loan Helps You Get Your Spring Break by
Article Posted: 04/06/2009
Article Views: 155
Articles Written: 5522
Word Count: 576
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Automobile Equity Loan Helps You Get Your Spring Break

Finance & Investment
You've been hitting the books all year, but now it's time for a little fun with your buddies. Spring Break is around the corner and you've got to make plans. Will it be Mexico? Cancun and Cozumel are always happening this time of year. Or should you keep it domesticate and hit Panama City or Daytona? You could forego the beach altogether and do something different by boating on Lake Havasu or Tahoe.

Spring break destinations are endless, but the funds are not so how are you, a hard-working student, going to afford the kind of vacation you deserve? Well, if you have a clear title to your car, an automobile equity loan is one option. You car may be the only thing you own, but you can tap into that equity and get the cash you need to do spring break right.

How can you get a loan? You're a college student and you don't have any history of credit. The good thing about an automobile equity loan is that your credit doesn't matter. Sure, they're going to check it, but it is not the deciding factor.

All you need to do is produce the title to your car. You can borrow a percentage of the value of the car. Because the value acts as collateral, you get a fairly low rate, much lower than an unsecured loan rate. Oh, and you get to keep your vehicle while you're paying on the loan so you can still drive to class and work.

In just a few minutes, you can apply for your loan and have the cash for spring break fast. Because you get cash, you can spend wherever you want-airfare, hotel, food and whatever else. Use it to rent a pontoon party barge at the lake or base jump from a Mexican cliff. There are so many things you can use an automobile equity loan for to make it a memorable spring break.

While you are playing volleyball on the beach or water skiing at the lake, you can also build credit for the future. Your payment history on your automobile equity loan is reported to the credit agencies. So, by paying off your loan on time and following the terms of the loan, you are demonstrating responsible credit behavior.

You can finally change your no credit history into a good credit history. And you will need good credit for some job interviews, mortgage applications, apartment rentals or credit card applications. But remember the barrower is fully responsible for the loan; therefore it is very important that you understand the terms and have a way to repay the loan, before you sign on the dotted line.

You're only young once and as soon as graduation has come you cannot take off and go on spring break. Spring break is a time to party with your friends and enjoy your carefree youth. Don't let a limited cash flow ruin your chances of having the time of your life apply for an automobile equity loan now and enjoy your spring break the way it should be spent.

School year is half way over and it is now time to plan on your spring break. There are many options available, but you are still wondering how to afford to go on a vacation? Automobile equity loan allows you to get the money you need in no time. Contact to apply for a loan.

Related Articles - automobile title loans, automobile equity loan, automobile equity loans, az auto title loans,

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