There are several types of homeowners’ insurance policies and all of them are fairly comprehensive. At the very least, these policies protect homeowners from financial loss that is the result of an accident or an act of God (also known as a Force majeure). This not only includes damage that was caused by earthquakes, hurricanes, and volcanic eruptions, it also covers events that were beyond the ken or control of the policy holders, such as strikes, riots, wars, or crimes. Most homeowners’ insurance policies also cover damage that was the result of vandalism, theft, or malicious mischief. They may also compensate owners if their personal possessions or the contents of their homes are damage or destroyed as the result of any of the aforementioned accidents or illegal activities. However, when it comes to water damage, these policies can be rather ambiguous. Most of them will cover emergency issues, such as a burst pipe or leak repair. But they may not pay for long-term problems that the owner did not have fixed in a timely manner. It is for this reason that it is important to address leak repair as soon as possible. There are several major types of loss claims that are plumbing-related. In this article we will review the most common and expensive ones. Sewer Leaks As you might expect, sewer leaks are generally easy to identify because they are often malodorous. Even a minor one can stink up an entire floor of your home, making it virtually unlivable. In addition to the smell, they may also cause discoloration and dampness or wetness to walls, ceilings, or floors. These problems should be addressed as soon as possible, which often entails an inspection, leak detection, cleaning, repair, or all three. Plumbing Leaks Because they seldom stink, an ordinary leak is often much harder to detect that a sewer leak. The first thing most homeowners notice is an increase in their monthly water bills for no good reason. Upon investigation, they may discover mold growing on cabinets or walls as the result of a dampness or wetness. When the problem is ignored or overlooked, it may cause chronic sewer backup problems or cracks in your foundation. Mildew or moisture under carpets or flooring may also be an issue if the leak repair is not completed. Swimming Pool Leaks Because they hold a lot of water, which means a lot of pressure, even an aperture the size of a pinprick can cause the average swimming pool to lose hundreds of gallons of water each day. The leak may be in the actual structure or shell of the pool or in the plumbing underneath and around it. If your backyard basin is losing anywhere close to 1/4th of an inch of water a day, it is important to contact a leak repair professional as soon as possible. Any delay could result in larger repair costs. In addition to regular plumbing problems and swimming pool leaks, they also attend to fresh water leaks. If you suspect water loss or are unsure about a leak, most leak repair professionals offer free services online. Simply take a meter test on the internet to find out if you have a leak that is causing your water bills to escalate. If there is a problem, you can schedule pipe leak repair on their websites.
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