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There are different places to get help with mortgage payments when you are facing foreclosure. No matter what your situation may be, any of the following may be able to help you. Your mortgage company. If you explain your situation to your lender and try to work with them, they may have a solution for you that can temporarily or even permanently help with mortgage payments. A refinance of your loan could help lower your payments. A forbearance will stop them entirely for a while. How long your lender will extend a forbearance depends on your situation and on their policies. A charity. You may be able to find a charity that can help you with the payments for a while or they may give you a lump sum of money that you can use to help you with your payments. There are organizations out there that can help single parents, minorities, and small businesses, just to name a few. If you cannot find a charity that will give you money, you may at least be able to find an organization that can loan you money. Just be sure that the loan you are taking out is one that you can actually repay. You do not want to end up in a worse position than what you started in. A loan is likely only a good idea if your financial issues are temporary and you know that you will be in a better financial position shortly. Family and friends. This one can often be tricky. It is difficult sometimes to even admit to yourself and your immediate family that you are having problems making the mortgage payments. Admitting it to the rest of your family and friends and then asking them for money to help you can be even more difficult. To make it easier for everyone involved, it might be best if you approached it as a business transaction where they are loaning you money. You may even want to draw up documents so that they do not feel like you are trying to take advantage of them. Getting help with mortgage payments is not always an easy task. You may have to do things that are uncomfortable for you. For more foreclosure help visit http://www.Stopping-Home-Foreclosure.com/HelpWithForeclosure.html
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