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If you are confused and suffering from one credit card payment to another and overburdened by high interest rates, introductory zero interest offers can prove to be of great benefit to take you out of this stress and mental trauma. The best balance transfer credit cards offer a long interest free period and charge low balance transfer fee. These offers are designed keeping in view the customers who can pay normal interest charges on their new card. In order to attain maximum financial benefits as possible one must increase the interest free period. Mostly the balance transfer credit cards offer interest free periods up to fifteen months, longer the interest free period, the better it is. Once wise and smart strategy can make you a debt free person soon that is by using some of your savings in paying off balance on interest. Once you sort out the best balance transfer credit cards, choose the right one for you and apply online for card transfer. If you do have a credit card account and you have no previous credit card history, it always becomes a hurdle in acquiring a credit card. How to get a credit card with no credit is also a difficult question to be answered for any one. Here are some simple steps which can guide in this regard: 1. Establish a saving account with your local bank and make regular transactions for at least six months. 2. Apply for a credit card with the same bank and make sure your active account is in their knowledge. 3. If the bank turns down your request than choose a departmental store or gas station etc. where the requirements are less strict, so the chances are more of obtaining a credit card from here. 4. Open a credit card account using a company and deposit a certain amount in this account which will be your credit limit, in case you are unable to pay back the debt the company will take this deposited amount from the account. 5. Make sure you pay the bills on time every month. After a six months’ time period as the company to change your account to unsecure or apply for an unsecured card from a company offering better terms and conditions. 6. Search for a company offering credit cards to people having bad credit issues. There terms might not be very favorable, but you should try getting the card. After you make a payment in full after six months, negotiate for a better rate or apply for a company offering better terms. Our main objective is to guide people for the best balance transfer credit cards and solving their most important issue of how to get a credit card with no credit. People with no credit history or in search of best balance transfer can seek guidance from the provided information in this regard.
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