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A major criterion that car owners filter the motor insurance policies in the market is the premium they charge. Wouldn’t making a choice be easier if the plans you are interested in suited your pocket well? There are certain ways by which you can buy car insurance plan with a premium amount that’s an exact fit for your pocket. Here’s what you need to do – Take care of your car – If you are amongst those car owners who keeps procrastinating a routine care for your car then this could cost you heavily while buying an insurance plan. A well maintained car could save you huge bucks on the premium you pay. Insurance providers find is less risky to cover cars that are in a perfectly fine condition. It is an important criterion that providers rate your car on. Have a clear credit record – A good credit score comes handy even when you buy car insurance. It rewards you with a lower premium amount. Car insurance company runs a check through your record for bill payments and debt clearance. Through your track record they can gauge how responsible you’ve been in making payments. With a good track record in your kitty you can avail a car insurance plan at a decent premium rate and your application will run through smoothly as well. Drive safe – ‘Drive safe’ is not just a great advice for you to avoid accidents, but it works well to get a great car insurance premium as well. The No Claim bonus that insurance companies offer car owners is given if the customer does not raise a single claim to the motor insurance provider in the entire year. This benefit is mostly given as discount on the premium amount of a certain percentage at the time of renewal. You can even carry your No Claim bonus with you if you change your vehicle insurance provider. Look around for a deal – A little research of what the market has in store for you could help you get the right deal. Search for a deal that suits your pocket. Don’t freeze on the cheapest deal available. But compare the plans for the coverage they offer. You may find a plan that offers the same coverage as your current policy but cost less or a plan that give more coverage but is priced less as compared to the other similar plans in the market. Buy car insurance online – You could save a good amount on your car insurance plan if you were to purchase it online. In order to encourage car owners to shop for their policy online, car owners offer discounts of the plans bought over the internet. Also, buying the policy this way reduces the cost the company incurs in hiring agents and managing other processes. The benefit earned is transferred to car owners as low premium rates when they buy car insurance online. Source: http://www.squidoo.com/getting-an-affordable-premium-for-your-car-insurance-is-now-in-your-hands I am Anjana Shirskar, an experienced author with keen interest on Financial Topic. I have a number of articles to my credit based on topics related to buy car insurance.
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