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HSBC offers a range of financial products, including current accounts, savings accounts, mortgages, insurance and loans. If you are looking to switch your current account to a new provider, HSBC provide a dedicated Current Account Switch Service to help move your account. Compare current accounts offered by HSBC to see which is best suited to your needs. HSBC HSBC is one of the UK's most popular banks, with branches all around the country. In addition to providing in-branch support and banking facilities, HSBC provides mobile, online and telephone banking services. HSBC provides a mobile-friendly helpline, which enables you to call customer services at a regular call rate. The regular call rate is equivalent to making a local call from your mobile, and is often included as part of a mobile contract as inclusive minutes. If you prefer to call from a landline, HSBC also provides a freephone number for customers to talk to an adviser. The HSBC Personal Internet Banking Service enables you to check your balance, monitor your spending and pay your bills online, giving you 24 hour access to your account. In addition, HSBC provides a mobile app, called HSBC Fast Balance, for customers to download and use to check their current account balance. All HSBC debit cards come with Contactless payment technology, which enables you to pay for goods under £20 without the need for entering your PIN number. HSBC Bank Account The HSBC Bank Account is a basic current account that enables you to access your money and pay for goods at most locations around the UK. The HSBC Bank Account comes with a Contactless debit card, which can be used online, in stores and at cash machines. You can also use your account to set up regular payments, such as Direct Debits and Standing Orders. There is no monthly fee to pay for the HSBC Bank Account, but you may incur fees and charges for using a planned or unplanned overdraft. As a Bank Account holder, you will also be eligible to open an HSBC Regular Saver account, which offers competitive interest rates for your savings. HSBC Advance Bank Account The HSBC Advance Bank Account costs £12.95 per month and comes with several attractive benefits. In addition to the features of a regular HSBC current account, the Advance Bank Account comes with worldwide travel insurance and free travel advice. Customers can also benefit from Roadside Breakdown Assistance and Identity Theft Assistance. In order to qualify for an Advance Bank Account, you must sign a 12 month contract. HSBC Premier Bank Account The HSBC Premier Bank Account is available for customers with an annual income of at least £100,000. As a Premier Bank Account holder, you can receive financial advice from a dedicated relationship manager. You can also use your debit card to make cash withdrawals worldwide, without having to pay a transaction fee. In addition, you will benefit from an interest-free overdraft of £500. There is no monthly fee to pay for the Premier Bank Account. However, in order to qualify for the account, you must have a mortgage, insurance or investment product with HSBC. HSBC Bank Account Pay Monthly The HSBC Bank Account Pay Monthly is available for customers over 18 years of age that pay at least £500 per month into their account. The Bank Account Pay Monthly comes with a £50 overdraft buffer, which means that you will not pay any fees if your overdraft is under £50. You will also have access to useful tools, such as the Money Calendar, which can help you to organise your finances. The HSBC Bank Account Pay Monthly costs £15 per month and provides a range of services to help you manage your account. HSBC also provides current accounts for those with specific needs, such as Graduate Bank Accounts and Student Bank Accounts, but these accounts are not open to everyone. HSBC also provides a basic bank account for those struggling to find a suitable current account provider due to a bad credit rating. If you are unsure of which account to choose, use the HSBC website to compare current accounts and see which offer is best suited to your needs. Sam Jones the author of this article recommends readers use uSwitch comparison website when looking to compare bank accounts
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