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Coloradoans have more homes with three-car garages than any other place in the United States, so it's only natural that you want to find the best rate on Colorado auto insurance for all the cars in those garages. Fortunately, insurance companies offer numerous discounts that will help you get the best rate on auto insurance. Here are the biggest money savers: Stick With One Company Use the same company for all your insurance needs - home, auto, life, etc. Insurance companies will give you discounts for all the types of insurance your carry with them. Increase Your Deductible By increasing your deductible - the amount of money you have to pay before your insurance company pays a claim - you can save yourself hundreds of dollars on your auto insurance every year. Keep Your Driving Record Clean You know the cost of your auto insurance goes up if you get a ticket or have an accident. But did you know that you actually get a discount for being a good driver? Keep your driving record clean for three years and your insurance company will usually offer a good driver discount. Stop the Thieves If your car has a burglar alarm or other anti-theft device, most insurance companies will give security discounts. The discount may be higher if the alarm turns on automatically when you turn off the car. Play it Safe Many companies offer discounts for cars that have features such as air bags, anti-lock brakes, and automatic seat belts. “Safe cars,” which are statistically safer because of their safety features and design, also qualify for additional discounts. Shop Around The best way to get the best rate on your Colorado auto insurance is to shop insurance companies to make sure you're getting the lowest rate possible. Think you don’t have time to shop around? Fortunately, the Internet makes it fast and easy for you to comparison shop for your auto insurance. All you have to do is go to an insurance comparison website. Once there you simply enter your insurance information, such as the type of car you drive and what insurance amounts you want. You'll then receive auto insurance quotes from multiple A-rated companies and you can choose the best one. If you have any questions as you search for insurance, the best auto insurance websites let you get answers from insurance professionals by phone or on the Internet (see link below.) Visit http://www.LowerRateQuotes.com or click on the following link to get Colorado auto insurance quotes from top-rated companies and see how much you can save. You can get more auto insurance tips in their Articles section. The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on Colorado auto insurance.
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