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Sixty percent of Americans receive health insurance through their employers, but this still leaves millions of people trying to find health insurance on their own. If you're looking for health insurance, you want to know the easiest way to compare health insurance companies and find the best policy for their needs. The answer may be no further away than your computer. By using resources readily available to you on the Internet, you can easily check out the financial stability, customer service ratings, and complaint history of insurance companies. You can also use the Internet to shop for health insurance so you can quickly and easily compare quotes to get the best rate. Check the Financial Stability of Health Insurance Companies When you file an insurance claim you need to be sure your insurance company will be able to pay your claim. This means that you want a company that's financially stable and secure. To check on the financial stability of an insurance company, visit the A.M. Best website at: ambest.com. Go with a company that has an A or higher rating. Check the Customer Service Ratings of Health Insurance Companies You also want a health insurance company that will provide you with good customer service. To check the customer service rating of an insurance company, visit J.D. Power & Associates website at: jdpower.com. There you'll find customer service ratings of all the major insurance companies. Go with a company that has a three star or better rating. Check the Complaints Filed Against a Company To check the number of complaints filed against an insurance company, visit your state’s Department of Insurance website. This website will list all the complaints filed by customers. You can also talk to friends and neighbors who use that insurance company to get their opinions. Shop Online for Health Insurance The Internet has made it easy for you to compare health insurance company rates. You can go to an insurance comparison website and get fast quotes from multiple A-rated health insurance companies. The best websites even let you talk with insurance professionals so you can ask questions and make sure you choose the best health insurance company and policy for your particular situation (see link below). Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to compare health insurance company quotes from top-rated companies and see how much you can save. You can also get more insurance tips there. The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on how to compare health insurance companies.
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