|
The best way to get the best price on anything is to comparison shop, and it's especially true when it comes to car insurance where rates can vary by hundreds of dollars from one company to the next. Here's how to find reliable car insurance companies with low rates. Comparison Shop There are three basic ways to shop car insurance: 1. Call local companies - Calling your local insurance companies can take hours of your time to get enough rate quotes to compare. Also, many agents won't give you quotes over the phone because they want you to come into their office so they can try to sell you their company's insurance. 2. Surf the Internet - Surfing the 'net is a lot quicker than calling agents on the phone, but it can still take hours of your time going from one single-company website to the next and filling out an application for each quote you want. 3. Visit an insurance comparison website - This is far and away the easiest way to get rate quotes. The advantages of using one of these sites are: * You only have to fill out one simple online questionnaire to get quotes from multiple companies. * You'll start getting your quotes within a few minutes of filling out the questionnaire. * You can compare your quotes in the privacy of your own home. * The best comparison websites feature an online chat service so you can get answers to your questions and get advice on how to lower your premium. (See link below.) Check Out the Company In addition to getting a good rate you also want to get a good company. Fortunately, there are ways to check out companies using the Internet. Here are three sites you can use to check out a company: * Your state's department of insurance website - All states maintain a department of insurance website, and most of these sites provide a list of complaints filed against insurance companies. Choose a company with the least amount of complaints. * J.D. Power & Associates (jdpower.com) - J.D. Power rates companies according to the feedback they obtain from company policy holders. You should choose a company with a three star rating or higher in their "Overall Experience" category. * A.M. Best (ambest.com) - The A.M. Best company rates companies based on their financial stability. Go with a company that has an "A" rating or higher. Where to Get Low Rates Visit http://www.LowerRateQuotes.com or click on the following link to get car insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service. The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on finding car insurance companies with low rates.
Related Articles -
car, insurance, companies, low, rates,
| 
