A public adjuster is licensed by the Department of Insurance in the state of Florida to work for policyholders. Public adjusters help you prepare, file, and negotiate insurance claims. A skilled, licensed public adjuster knows the best way to deal with everything from Fort Lauderdale water damage claims to Boca Raton fire damage claims. Insurance companies want to pay out the minimum on claims, and sometimes policyholders are shortchanged. By hiring a public insurance adjuster, you could get from 100% to 300% more than what you would get if you filed on your own. Old Claims Can Be Reopened If you filed a claim within the last five years and believe you did not receive a fair settlement with your insurance company, your public insurance adjuster can file a supplemental claim on your behalf. Your adjuster re-opens the claim with the insurer and negotiates with them to get you what you're owed. If your public adjuster works on a contingency basis, he or she receives a small percentage of the settlement amount, and this is payable only after you receive your insurance settlement. The percentage taken by the adjuster is usually far less than the amount you receive over and above what you could get by filing a claim yourself. Filing a Claim Yourself Doesn't Always Get the Best Results Insurance rules change frequently, and public insurance adjusters in Fort Lauderdale keep up with all changes and are able to evaluate facts thoroughly in order to prepare a claim that maximizes your settlement. Often public adjusters are able to use evidence that would otherwise be overlooked, making your claim as complete and thorough as possible. When you file a claim yourself, you may not be aware of all that you're entitled to under your policy. But your adjuster knows how to find out exactly what you're entitled to and how to go about claiming it. How Public Insurance Adjusters Get You a Better Settlement Skill and experience are the keys to success with a public insurance adjuster. Whether you're filing Fort Lauderdale water damage claims, fire claims, storm damage claims or other types of claims, hiring a licensed public insurance adjuster is the most expedient way to get the settlement you're entitled to under your insurance policy. You do not have to accept what's offered to you by the insurance company. Hire an adjuster to work on your behalf, and you can be confident that you won't be shortchanged by your insurer. You're Entitled to Appeal Claims That Are Turned Down If you have been turned down on a claim in the past five years, you may have been wrongfully denied coverage. By hiring a state-licensed adjuster yourself, you can successfully appeal a claim that was denied, and the adjuster working on a contingency basis is only paid when your claim is paid. Businesses, individuals, and those with professional practices of all types rely on the help of public insurance adjusters when dealing with insurance companies to make sure they receive the maximum amount for which they are eligible.
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