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Going through a foreclosure procedure can be a messy and emotional process. To survive it well and save your home you are going to need to make sure that you have some things in place. Tip 1: Get your numbers in order. This means that you need to understand what money is coming in and going out each month. Figure out where you can cut back. If you cannot cut back far enough, figure out what you can do to bring in more money. In order to work with your mortgage company, you will need to provide them with what your numbers are and prove a shortfall to them. Tip 2: Develop persistence and a thick skin. When you deal with your mortgage company you are going to have to call, and call, and call, and call again. They are busy and honestly they are not all that concerned about you. They deal with people like you all day long every day. They do not particularly care about your story and why your foreclosure procedure is happening to you. They are there to make sure that the mortgage company gets their money. If you understand that when you deal with them, you will be a lot better off. Tip 3: Understand your timelines. These are absolutely critical in the foreclosure process. Every state has different timelines and different rights. In some states, foreclosure can happen within a couple of months. In others, it can take almost a year. You need to know what the timelines are for your state so you know how much time you have to save your home. An extra bonus tip: Take time during your foreclosure procedure to care for yourself. The process is stressful and you can easily burn out if you do not take time to release that stress. Get more free help for your foreclosure at http://www.stopping-home-foreclosure.com/ForeclosureProcedure.html
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