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Jiangxi Commerce Department: The Views Of Consumer Loans On Appliances To The Countryside by ayay wang
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Jiangxi Commerce Department: The Views Of Consumer Loans On Appliances To The Countryside by AYAY WANG
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| Article Posted: 09/19/2010 |
| Article Views: 123 |
| Articles Written: 2282 - MORE ARTICLES FROM THIS AUTHOR |
| Word Count: 957 |
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Jiangxi Commerce Department: The Views Of Consumer Loans On Appliances To The Countryside |
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Business,Business News,Business Opportunities
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Issued "on the launch"
Bringing home appliances "Farmers and promote consumer loans
Views into the implementation of rural consumption, "the notice
Jiangxi Province Chamber Commerce Jiangxi Provincial Rural Credit Union Gan business commerce 2009 174 words
Cities, counties (districts) commercial departments, provincial Rural Credit Union offices at prefecture level, Xinyu rural cooperative banks, Jingdezhen City, Associated Press, Science and rural commercial banks, counties (cities, districts), together Agency (cooperative banks): In order to fully implement the Party Central Committee and State Council, the appliances to the countryside policies, and strengthen the political bank-enterprise cooperation in the countryside to help farmers in buying home appliances products, financial difficulties, a comprehensive home appliances to the countryside to promote the work of our province, Jiangxi Business and the Office of Jiangxi Province Rural Credit Union jointly developed "for launching the" home appliances to the countryside "farmer consumer loans for the implementation of the rural consumer view", is issued to you, please conscientiously implemented.
Jiangxi Province, Jiangxi Provincial Department of Commerce Rural Credit Cooperatives
For launching the "home appliances to the countryside" farmer consumer loans for the implementation of the rural consumer advice seriously implement the Party Central Committee and State Council home appliances to the countryside policies, and strengthen the political bank-enterprise cooperation, help farmers to purchase household appliances in funds to resolve the difficulties, combined with my provincial practice, formulated in the implementation of views.
A guiding ideology Large party of 17, 17 Third Plenary Session of the Guidance, thoroughly implement the scientific concept of development, full implementation of the central and provincial government, "increase security to protect people's livelihood and maintaining stability" of the specific arrangements, tight tightly grasp the current policy of home appliances to the countryside brought a good opportunity to upgrade the rural consumption to enhance rural
Financial Service Level of activation of the purchasing power of farmers, led industrial production, stimulating consumer demand, promote economic development.
Two objectives in accordance with "the management, standard operation, amount of control, risk control" principle, effectively meet the meet the conditions for consumer loans, home appliances to the countryside farmers farmers effective demand for credit, and strive to meet the needs of 100%.
Third, the content of cooperation Local commerce authorities, rural credit cooperatives, and home appliances to the countryside designated
Sell Network to actively strengthen cooperation and joint efforts together to the home appliances to the countryside
Huimin Policy to do real good.
(A) of the commercial departments. Department of Commerce to actively co-ordinate services, take the initiative to inform the home appliances to the countryside Rural Credit Cooperative Union policy to promote the province bringing home appliances sales company won the bid list. Local commerce authorities to provide to the local rural credit cooperatives, the designated sales outlets list of home appliances to the countryside to the local rural credit cooperatives to open basic accounts, and enhance the service capabilities of rural credit cooperatives, and farmers will guide the loan 13% of sales price subsidies funding priority for the return of loans.
(B) of the appliances to the countryside designated sales outlets. Rural credit cooperatives have intention to cooperate with home appliances to the countryside designated sales outlets, rural credit cooperatives should take the initiative to open an account and sign cooperation agreements, and operating home appliances to the countryside to provide the product catalog.
(C) of the rural credit cooperatives. Rural credit cooperatives at various levels should actively strengthen the communication between the local commercial departments contact with home appliances to connect with the consumer credit demand farmers intention to help meet the loan conditions of the farmers with financial difficulties.
4, loan eligibility, condition and use
(A) of the borrowers. After the credit rating of local rural credit cooperatives in rural areas to buy home appliances products, farmers lack of funds.
(B) of the loan conditions. A real consumption will have to open accounts with the appliances in the rural credit cooperatives in rural areas purchase orders entered into the designated sales outlets.
(C) Loan purposes. Only borrowers home appliances to the countryside in the province during the period specified in the sales network appliances to the countryside to buy subsidized class home appliances. There are
TV , Refrigerator (Including freezers), washing machines, air conditioners, water heaters, induction cooker, microwave oven, computer,
Mobile Nine class home appliances (details can be found at "home appliances to the countryside information management system" www.jdxx.gov.cn query). Borrowers to purchase the number of each type of subsidized products must not exceed 2 units (cases).
5, loan amount, term and interest rate
(1) line of credit. Loan amount can not exceed the borrower actually paid appliances purchased 50% of the total price, that is not more than 20,000 yuan up. Line of credit has been used to its letter and shall not exceed the amount of their approved credit line.
(B) of the loan period. Term of the loan may not exceed 2 years after the expiration shall be on the back, in principle, apply for extension or borrow old. Borrower significant changes in the market resulted in business plans, operational efficiency difficult to achieve, such as family members fall ill health causes temporary difficulties, force majeure or natural disaster and other factors can not repay the loan on time, you can apply for an extension. I am an expert from China Crafts Suppliers, usually analyzes all kind of industries situation, such as custom photo handbags , bike wheel bags.
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