You need to protect your home and personal property from lightning, fire, smoke, theft, and other disasters, but you want to make sure you aren’t paying too much. With the help of insurance comparison websites, you can get the best homeowners insurance rates available. Why Insurance Comparison Websites? Homeowners insurance can vary by $1,000 or more from one insurance company to the next, so the best way to get the best homeowners insurance rate is to compare quotes from different companies. Insurance comparison websites let you get homeowners insurance quotes fast. You'll get quotes from multiple A-rated companies, allowing you to compare quotes and choose the company with the best rate. In addition, the best insurance comparison websites have a chat feature and a toll-free telephone service, letting you get answers to all your homeowners insurance questions from insurance professionals. (See link below.) How do Insurance Comparison Websites Work? To get quotes from an insurance comparison website, you complete a form with information about your home and your insurance needs. You will need to know such information as: * The square footage of your home and the year it was built. * The number of miles from your home to the nearest fire station and the number of feet to the nearest hydrant. * How much coverage you want for your home. Your mortgage company probably requires minimum coverage amounts. * How much coverage you want for your personal property. To help you decide how much coverage you need, you might want to do a home inventory. * How much of a deductible you want. The higher your deductible, the lower your premium. * Any discounts for which you might be eligible. You can typically get discounts for safety features such as smoke detectors and deadbolts and for placing your auto and home insurance with the same company. Note: Be sure to ask your insurance professional about other discounts for which you might be eligible. Once you complete this form, you'll quickly receive homeowners insurance quotes to compare. You'll then be able to choose the company with the best homeowners insurance rates. Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get the best homeowners insurance rates from top-rated companies and see how much you can save. You can also get more insurance tips there. The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on getting the best homeowners insurance rates.
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