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When you do business with your Massachusetts bank, you have a lot of important advantages. You already may have a checking account with them, and perhaps a savings account, too. However, there are other reasons to do business with this local financial institution. Here are some reasons to look at. Convenience Your local banking institution is in your neighborhood. In fact, it could be just down the street. This is very convenient as you do not have to drive far to do business with them. If you wish to deposit a check, it may only take a few minutes. Also, you may need to withdraw some cash for something important. There will be an ATM there which can be accessed any time of the day or night, at many different branches. Different Programs Check with your banking corporation about different types of programs they have. For example, you may wish to have some assurance against mistakes that can cause overdrafts. Anyone can make a mistake, and sometimes it can result in overdrawing your checking account. Over drawn checking accounts can result in expensive charges for checks that bounce. You also might have to pay an overdraft fee. Many places have programs that will automatically take the money from your savings account. It you do not wish to use your savings, it may be charged to a credit card in your name. Loans When you check into a car loan or mortgage, you may be pleasantly surprised. They may have special rates for their customers. It also may be easier for qualify with an institution that you already do business with. Summary Your local Massachusetts bank can perform many more services than checking or savings accounts. They may provide several different ways for you to avoid the embarrassment and expenses or overdrafts. Your local banking institution is nearby and very convenient when you need them. You also may find some special deals on loans for homes or cars. Workers' Credit Union is a Massachusetts bank. For more info visit wcu.com (http://www.wcu.com)
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