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Looking to buy auto insurance in Montana? Want to get the cheapest rate with a top company? Here's how to do it. Montana Auto Insurance In order to drive in the state of Montana, you need to have liability insurance. This pays to repair damage to the other person's car, plus pay for any medical bills they incur and court awards for "pain and suffering" when you cause an auto accident. The minimum liability coverages Montana requires are: 1. $25,000 worth of bodily injury coverage for one person involved in the accident. 2. $50,000 worth of bodily injury coverage for all people involved in the accident. 3. $10,000 worth of property damage coverage for the other person's personal property. Liability coverage is the most important part of your auto insurance policy, and is the only coverage you need to drive in Montana. You may, however, want to purchase additional insurance to make sure you're totally covered. Additional Insurance Coverage * Collision coverage pays for repairs to your car no matter who was at fault in an accident. You can save money on this coverage by raising your deductible to an amount you can afford to pay if you were to have a claim. * Comprehensive coverage pays for repairs to your car caused by fire, theft, vandalism, storms, or hitting an animal. You can save money on this coverage, too, by raising your deductible. * Personal injury protection pays for bodily and property damages done to you and your passengers by another driver. You can save money on this coverage by eliminating it if you have medical insurance that already covers you. * Uninsured motorist coverage pays for bodily and property damages done to you and your passengers by uninsured, underinsured, or hit-and-run drivers. Get Cheap Auto Insurance in Montana The best way to get the best price on anything is to comparison shop, and this is especially true when it comes to auto insurance. Premiums from one company to the next can vary by hundreds of dollars for the same insurance, so it pays to compare rates. Visit http://www.LowerRateQuotes.com or click on the following link to get cheap cheap Montana auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section. The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on auto insurance in Montana.
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