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Americans are aways concerned about their health care, especially Medicare recipients and the government has recently started to take steps to help anyone experiencing problems with the new Afford Care Act. The Centers for Medicare and Medicare Services along with the Administer Donald M. Berwick and MD stated in a recent press release that "Thanks to the Affordable Care Act, seniors are getting cheaper prescription drugs and free preventive care." America has no shortage of fitness gurus, doctors with television shows or celebrities with their "how I did it" stories about staying healthy and the common thread of all the messages about being healthy is prevention. However, seniors are the ones who need health the most. Until now, they have been unable to receive preventative health care through Medicare. The Affordable Care Act has changed all that and now the seniors who have Medicare are entitled to many preventative services, which brings Medicare services into the modern medical era. For the patients, they will now receive various preventative screenings for such diseases as diabetes and specific cancers and a added bonus is a program to help people quit smoking, which will save everyone concerned millions. No one would argue that the cost of prescription drugs is on the increase and according the a press release from CMS, the Affordable Care Act, this year alone, will save an estimated $1.2 billion on prescription medications for seniors entitled to these benefits. CMS estimates that this equates to each individual saving $550 and this savings is significant. CMS is also reporting that the average cost of living increase via Social Security is actually out distancing the costs that are associated with doctor visits. The CMS calculations reveal that less than 10% of the Social Security monthly payment increase that recipients covered under Medicare part B receive will have to go toward doctor visits and this is great news for senior receiving Medicare part B benefits. Medicare's Part D, using its dough nut hole philosophy continues to close the coverage gap and it already up to fifty percent on brand name prescription drugs. Many people see this as unfair, until they look at the numbers of the past years. Coverage limit has increased to roughly thirty percent, in addition to an increase of $70 on the deductible and this extra amount entitles recipients to an extra $680 in initial coverage. Additionally there is $1500 in prescription drug coverage when the numbers from 2006 to the present are examined. Medicare might seem to be doing less for the beneficiaries, but they are making progress toward helping people offset the losses they are experiencing, while keeping all of its assets safe. Group health insurance offers good coverage to lots of people. Finding the right Health care insurance is a big deal.
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