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Pre-Paid Visa Travel Card - Budget-Conscious Travelers a Convenient and Safe Way to Carry Cash by John Peterson





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Pre-Paid Visa Travel Card - Budget-Conscious Travelers a Convenient and Safe Way to Carry Cash by
Article Posted: 01/29/2012
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Articles Written: 1324
Word Count: 580
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Pre-Paid Visa Travel Card - Budget-Conscious Travelers a Convenient and Safe Way to Carry Cash


 
Communication
One of the newest financial instruments passengers prepaid Visa travel card, known as TravelMoney. This is essentially a loaded debit card, but especially for travelers using the widely accepted Visa name. This means, confusing travel vouchers, which are becoming increasingly difficult to purify in many places change.

Prepaid visa travel card can be loaded anywhere from $ 250 to $ 10,000, and at any time can be reloaded from a bank account or credit card by phone or a financial institution. This is a better choice than a regular prepaid debit card for travelers because it carries the Visa name, and therefore protected against loss or theft is higher. It is important to keep the card number elsewhere, so that you can immediately make a new card issued and braking on stolen or lost card. The card is not connected to your bank accounts, only the size of the card is compromised and the handling is easy, do not carry large amounts of the card itself.

Prepaid visa travel card can be used to obtain local currency, simply place an ATM where you are visiting. Local funds may be withdrawn, and the adjusted amount is removed from the card. The card can be used for online purchases, as well as car rental, hotel reservations, movies, dinner, and tickets.

Budget-conscious travelers, this card is an excellent choice, compared with a regular credit card. Unwieldy for which transactions are recorded, especially when traveling, it is often difficult to assess how much was charged to the card. This is especially true when dealing with foreign exchange transactions. Often, after returning from a trip can be an unpleasant shock when the credit card bill arrives.

Prepaid visa travel card, only the amount that is on the cards can be used, so there are no surprises in the end of the trip. If you need additional funds, you can always add to the card. Keep track of your balance is as simple as a call or check online.

Prepaid travel card may also be used for partial purchases, for example, if you have little money, you want to use, but require more to cover the entire purchase amount. The dealer is only for the amount you wish to use the card, the rest you can pay cash or credit card.

Prepaid visa travel card only costs $ 9.95, no matter how much you want to load. Re-loading card costs about $ 2.50, and a new load limit of 3 times before you need to buy a new card. In addition, a normal ATM withdrawal fees, plus a 3% foreign transaction fee, $ 2.50 dormant account fee, and $ 10 fee per overdraft. So the first card is cheaper than the paper traveler's checks, but if you are using a lot of cards at ATM cash withdrawals, you can easily spend the end of a lot more.

In general, pre-visa travel card is a convenient, safe way to get cash while traveling. It is much easier to use than traveler's checks and more widely recognized. There is some shame attached paper traveler's checks, even trusted brands, and many vendors still refuse to accept them. In addition, changes in travel vouchers into cash to be lining up at the bank, or pay exorbitant hotel fees or money exchanger. Prepaid travel card system is much better.

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