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The modern home is full of gadgets, some of which we deem necessary and others which are simply there for our enjoyment. Whether you find it is time to replace your old washing machine or fancy the idea of a new home cinema set-up, it is likely that you will have spent some time researching your options to find the best deal and most appropriate product for you. It is generally the case that you get what you pay for when it comes to household appliances and electrical goods but even the best quality brands run the risk of breaking down in the future so is it worth taking out an extended warranty. When purchasing a new gadget for your home the retailer may push for you to take out extended warranty but before making a commitment you should try to calculate if you will save money with a warranty compared to the cost of a repair should you need it. Often this is not the case but if you are the sort of person who worries about receiving an unexpected bill or finding a trustworthy repair man (or woman) then an extended warranty will offer you some peace of mind. It also pays to research whether or not your new appliance already comes with a guarantee because this is not always advertised by the retailer who would rather sell you the extended warranty. Some manufacturers provide up to a five year guarantee but make sure you know whether this covers parts and labour otherwise you could end up incurring expensive labour costs that you were not aware of. Another point that is worth considering is the quality of the product you are buying. If it is deemed likely that your device will require above average repair work throughout its lifetime then this will be reflected in the warranty price. When you do run into difficulties, some insurers may also declare the item as condemned and beyond repair. Although your warranty will contribute to the price of a new one you will still have to cover up to 70% of the costs. For this reason it usually pays to invest in a good quality appliance that will see a long life of regular use. Search online for the best fridge freezer deals and the best washing machine deals. Choose a good quality product with a decent guarantee and you may not need to pay extra for an extended warranty.
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