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A Bank of America checking account is undoubtedly one of the best checking accounts offered by any North American banking institution. Bank of America checking account interest rates are exceptionally viable for long-term savings and investments. As with most major US banks backed by the FDIC, there is no need to worry about security returns. Below we’ll have a list of some of the best savings account interest rates available from Bank of America. (It is always wise to check the latest rates either online or by visiting BoA when you plan to invest). To open a savings account with Bank of America, you need to maintain a minimum account balance of at least $300. The annual interest rate is 0.1% and there is no monthly maintenance charge as long as your account balance is over $300. If you fail to maintain the minimum balance required, you have to give charges for the same amount. And the CD (current deposit) interest rate is one percent for an 18 month CD. Internet banking services (including money transfer services, paperless account statements and short term loans) come standard with all BoA account. Bank of America also provides home loans for both new home owners and current home owners interested in refinancing. (Learn more about current mortgage loan rates from the BoA website or by visiting your local Bank of America branch.) The rates are normally fixed according to the type of mortgage loan you are asking for, your loan amount and your location. Bank of America checking account interest rates and requirements may vary so always check the latest rates before making new investment decisions. Bank of America checking account include the ability to easily make same-day transfers between two accounts. It’s easy and hassle-free to transfer money from savings to checking account or vice-versa. Overdraft protection is an included service of every Bank of America checking account and can be easily set-up to draw overdraft protection directly from an existing savings account balance. Bank of America checking account states that anyone is capable of opening a bank account in Bank of America with as little as twenty-five dollars. FDIC insurance is always the maximum permitted by federal law. You will be provided monthly as well as quarterly statements to ensure you have all the information you need to be sure of the safety and security of your BoA investments. Bank of America checking account charges are very reasonable. If your balance is below $300, you will be charged $5 per day until the account balance is above the minimum. There is also a small amount of monthly service charge that you can avoid by just transferring twenty-five dollars from your savings to checking account. You will only be allowed three withdrawals if your Bank of America checking account balance is below $2,500. Need Bank of America checking account? Well, I know how hard it can be to find good checking account promotions these days, especially from Bank of America. But if you really want to make an accurate decision and find the best checking account from BoA that will fit your particular needs I will help you with that. You just need to learn one easy method that works amazingly well for me, and it will work for you too! This method is very simple to pick up and you can read how to do it in my free report, simply by clicking the link below: Bank of America Checking Account
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