Amazines Free Article Archive - Monday, October 03, 2022
Read about the most recent changes and happenings at
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Subscriptions Manage Ezines
 Article Archive
 Advertising (133527)
 Advice (161583)
 Affiliate Programs (34788)
 Art and Culture (73842)
 Automotive (145686)
 Blogs (75448)
 Boating (9851)
 Books (17221)
 Buddhism (4129)
 Business (1330147)
 Business News (426438)
 Business Opportunities (366489)
 Camping (10971)
 Career (72777)
 Christianity (15846)
 Collecting (11639)
 Communication (115076)
 Computers (241926)
 Construction (38951)
 Consumer (49947)
 Cooking (17079)
 Copywriting (6732)
 Crafts (18205)
 Cuisine (7549)
 Current Affairs (20308)
 Dating (45902)
 EBooks (19700)
 E-Commerce (48249)
 Education (185382)
 Electronics (83518)
 Email (6439)
 Entertainment (159838)
 Environment (28924)
 Ezine (3040)
 Ezine Publishing (5452)
 Ezine Sites (1550)
 Family & Parenting (110930)
 Fashion & Cosmetics (196549)
 Female Entrepreneurs (11852)
 Feng Shui (132)
 Finance & Investment (310550)
 Fitness (106444)
 Food & Beverages (63014)
 Free Web Resources (7939)
 Gambling (30227)
 Gardening (25194)
 Government (10513)
 Health (629932)
 Hinduism (2206)
 Hobbies (44080)
 Home Business (91593)
 Home Improvement (251153)
 Home Repair (46218)
 Humor (4717)
 Import - Export (5456)
 Insurance (45104)
 Interior Design (29595)
 International Property (3488)
 Internet (191011)
 Internet Marketing (146667)
 Investment (22859)
 Islam (1161)
 Judaism (1352)
 Law (80458)
 Link Popularity (4596)
 Manufacturing (20903)
 Marketing (99278)
 MLM (14140)
 Motivation (18233)
 Music (26999)
 New to the Internet (9497)
 Non-Profit Organizations (4048)
 Online Shopping (129729)
 Organizing (7810)
 Party Ideas (11853)
 Pets (38072)
 Poetry (2229)
 Press Release (12687)
 Public Speaking (5640)
 Publishing (7562)
 Quotes (2407)
 Real Estate (126625)
 Recreation & Leisure (95466)
 Relationships (87651)
 Research (16180)
 Sales (80346)
 Science & Technology (110282)
 Search Engines (23498)
 Self Improvement (153287)
 Seniors (6217)
 Sexuality (35998)
 Small Business (49290)
 Software (83018)
 Spiritual (23484)
 Sports (116150)
 Tax (7662)
 Telecommuting (34073)
 Travel & Tourism (308201)
 UK Property Investment (3122)
 Video Games (13382)
 Web Traffic (11764)
 Website Design (56892)
 Website Promotion (36618)
 World News (1000+)
 Writing (35840)
Author Spotlight

Jim Turner is a USA based author of Legal issues related to estate planning, will & trust , business...more

Myself Ram Sewak possessing indepth domain experience of more than 10 years in SEO, SEM, Web Develop...more

About Octopus Intelligence We provide greater certainty with excellent global Commercial Compe...more

Areesh Ishtiaq a Top Rated SEO and Digital Marketing Guru on Upwork, working as a project manager fo...more

Thirty years Africa, Asia, Europe | Worked in Industry, Trade | preferred Nations : China, Thailand,...more

4 Ways To Avoid High Long Term Care Rates by Wanda Ford

Article Author Biography
4 Ways To Avoid High Long Term Care Rates by
Article Posted: 03/20/2012
Article Views: 35
Articles Written: 45
Word Count: 582
Article Votes: 0
AddThis Social Bookmark Button

4 Ways To Avoid High Long Term Care Rates

For most of the United States residents, the economic turmoil that they have experienced several years ago taught them to be more cautious of how they spend their money and other assets. But this is also one of the reasons why some Americans do not consider getting an LTC plan now. They tend to think that since the long term care rates are kind of expensive, they prefer to just let the time pass and hope that their savings would be enough for them to compensate for all the LTC facilities that they will use.

However, the only way where they can be sure that all their LTC needs are met and given to them is by acquiring an LTC plan. And the earlier they do so, the better. Why? Because the prices of LTC insurance continuously increase every year, even if the types of services and facilities that the policies provide are just the same.

Given the average rate of increase at 12 to 15 percent, those who are still not insured at this moment may expect higher and more expensive monthly premiums in the years to come. So if you are seriously looking into the possibility of getting your own LTC plan, you might as well start planning for now to save costs.

Early planning will not only give you the chance of getting much cheaper premiums but it could also provide your much needed time to evaluate and choose the right LTC policy for you. Remember that since there are several types of LTC plans to choose from, the individual is required to know the differences, advantages, and even disadvantages of each so that he could make best use of all his benefits.

Below are some helpful tips on how to get cheaper long term care rates:

1. Plan and avail your LTC plan early. While you are younger, healthier, and have stable financial resources, invest on an LTC policy so you could avail cheaper rates. Insurance providers usually grant lower premiums to younger and healthier applicants because it would take more years before they actually need their benefits, unlike those older buyers who might need to use LTC facilities much sooner.

2. Look for the proper benefit coverage period for all your LTC and health needs. The average benefit period usually lasts up to five years for those individuals without serious medical problem. But for those who have severe health condition, longer or even a lifetime benefit coverage period may be necessary, and this means higher monthly rates for his insurance policy.

3. Choose your policy’s waiting period wisely. Longer waiting period may give you lower monthly premiums but be sure that you can compensate for all the LTC services that you will use because your insurance provider will not pay for it unless the waiting period is completely satisfied.

4. Be sure to inquire about the LTC costs in the specific location where you will stay during your benefit coverage period because LTC rates vary by location. One area may have more expensive costs than the rest of the country even if their facilities are just the same.

The pointers listed above are just some of the most common and effective ways of saving on long term care rates . Insurance companies may have other different ways or factors that they consider to give you discounts so it would be better to contact them now and inquire about the possibilities of your LTC policy purchase.

Related Articles - long, term, care, rates,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.


Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
Please enter the code in the image:

 Author Login 
Register for Author Account


Advertiser Login


   Limited Time $60 Offer!
   90  Days-1.5 Million Views  


Great Paranormal Romance


Stevert Mckenzie, Travel Enthusiast. ...more

Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through the...more

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more

After 60-plus years of living, I am just trying to pass down some of the information that I have lea...more

A postgraduate in Fashion Technology. Shalini is a writer at heart! Writing for her is an expression...more

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more

Susan Friesen, founder of the award-winning web development and digital marketing firm eVision Media...more

I am the editor of QUAY Magazine, a B2B publication based in the South West of the UK. I am also the...more

William Buchanan has worked in the fields of marketing, advertising, and marketing research for almo...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2022, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from under the GNU FDL license