A credit card is a wonderful possession for a student, since you have no idea what kind of expenses you might incur every single month! There are a lot of best student credit cards as well. These cards have been designed with student needs and urges in mind. There are a lot of student credit cards in the market, which is certainly a benefit. But this will also complicate your task of choosing the right card for yourself. These student credit cards are based on a lot of regulations. They have a lot of benefits for the students who are getting them. They match the lifestyles and the expenditures of college students. Before you get a credit card as a student, you have to make sure that you review their benefits and minuses rationally and not go for the credit card with the maximum benefits for you. We know that you might not be so well versed in the art of getting the best credit card for yourself, so we’re here to help you. Here are a few things that you should keep a lookout for: • APR for the credit card: this is usually 0 for students • Annual fees to be paid • Rewards and reward points • Any cash back options offered • Other benefits that might be applicable for you. When we say that you should look for these benefits, we don’t mean you should restrict your search to include only these factors. Only you are aware of your expenditures, habits and lifestyles, hence you are the only one who will be aware of your spending nature. You are the only person who is capable of choosing the right credit card for you. These are few of the credit cards that would suit you and your lifestyle the best: • Capital One Student Rewards Card: This is a credit card for student that certainly works. You will get the benefits of not paying any annual fees for the card. You can also get a 2% cash back for all the purchases you make- such as entertainment. For some other purchases, you get 1% cash back. • Discover Student Tropical Beach card: This is an amazing card if you’re looking for a card that gives some of the best cash back opportunities. If you’re purchasing groceries or paying for your travel with cash, you can get up to 5% cash back with this card. You don’t have to pay any annual fee either! There are many other student credit cards that you should certainly check out, such as City Forward Card, Citi MTV U Platinum Credit Card, Discover open card etc. All these cards are the best ones in the market and we’re sure that these are the ones that are closest to meeting your needs. Please make sure that you research these cards yourself before you make a decision.
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