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Looking for life insurance that won't cost you an arm and a leg? Here's how to shop for life insurance rates so you can get the best price. How Much is Enough? The amount of life insurance you should have to protect your family depends on several factors: * How many children do you have and how old are they? If you have young children, you want to be sure to provide enough money to get them raised and through college. * How much debt do you have? You should have enough insurance to clear your debts and pay for funeral and medical expenses. * Are you the primary breadwinner? All parents should have life insurance, whether or not they work outside the home. After all, if your primary job is to care for your children, your spouse will have to pay someone else to do that should you die. In fact, you may need as much as five to ten times your annual salary In life insurance in order to adequately provide for your family. Where to Shop No matter how much life insurance you need, the best place to shop for it is at an insurance comparison website. On these websites, you are able to easily compare rate quotes from several companies so you can choose the best one. In addition to making it easy to compare quotes, insurance comparison websites offer other advantages: * You can easily adjust information on your application, such as the amount of insurance, to see how your rate will change. * On the best insurance comparison websites, you can get answers to your insurance questions by talking with insurance professionals (see link below). * They save you the time and money you would otherwise spend visiting insurance agents. * They are free to use. Visit http://www.LowerRateQuotes.com/life-insurance.html or click on the following link to get life insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service. The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on how to shop life insurance rates.
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